Purple Patch Finance

At Purple Patch Finance, I understand that navigating the world of mortgages can be daunting, particularly for those facing unique financial situations. My focus is on helping clients find the right mortgage solutions that align with their individual needs and circumstances. I specialise in a broad range of mortgage types, including adverse credit solutions for those who may have struggled financially in the past. If you're considering an auction property, I can guide you through the specific requirements and help you secure the necessary funding. Bridging finance is another area where I excel, providing interim solutions for those who need to act quickly on property purchases. For those venturing into the buy-to-let market, I offer insights into the various options available, ensuring you can make informed decisions. First-time buyers often face challenges in securing their first mortgage; I take the time to simplify the process and explain the Help to Buy scheme, ensuring that you feel confident every step of the way. If you're looking to invest in Houses in Multiple Occupation (HMOs), I have a deep understanding of the financial implications and can help you navigate the complexities involved. Similarly, for portfolio landlords, I can assist in structuring your finance to maximise your investment potential. Refurbishment projects can also benefit from my expertise. I can identify suitable finance options to support your renovation plans, enabling you to unlock the full value of a property. Remortgaging can be a strategic move, and I provide valuable advice on how to leverage this process effectively to achieve your financial goals. Whether it’s a residential mortgage or a second charge loan, my approach prioritises clarity and transparency. I believe in empowering my clients with the knowledge they need to make sound decisions.