Hammonds Mortgage Services

Hammonds Mortgage Services - Mortgage Advice Cambridge | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Hammonds Mortgage Services

At Hammonds Mortgage Services, I take pride in guiding clients through the intricate landscape of mortgage financing. Based in Histon, I specialise in helping individuals and families navigate the complexities of securing a mortgage that aligns with their unique financial circumstances and aspirations. My approach is rooted in a thorough understanding of the local market dynamics in Cambridge and the broader East of England, allowing me to provide insights that are both relevant and actionable. I focus on a comprehensive assessment of each client's situation, delving into their financial history, current commitments, and future goals to determine the most suitable mortgage options. This involves a meticulous examination of various mortgage products available in the market, including fixed-rate, variable, buy-to-let, and government-backed schemes, ensuring that clients are well-informed about their choices. Communication is key throughout the mortgage application process. I prioritise keeping clients informed at every stage, from the initial consultation to the final approval. This transparent approach alleviates the stress often associated with mortgage applications, enabling clients to feel confident in their decisions. I also recognise that the mortgage landscape is continually evolving, particularly with recent changes in legislation and economic conditions. Therefore, I stay updated on industry trends and developments, which allows me to offer clients relevant advice and strategies that can positively impact their financial outcomes. Furthermore, I have developed strong relationships with lenders across the market, which can facilitate smoother negotiations and processes for my clients. My goal is to empower you with the knowledge and tools necessary to make informed decisions.

Specialisations

No specialisations listed.

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

4.2(5 reviews)

Ehsan Fallahi

22 Jun 2024

EXTREMELY UNPLEASANT EXPERIENCE with James Hammond I contacted James Hammond to remortgage my property. Initially, he made multiple promises which sounded too good to be true, but I give him a chance anyway. After a week, he stopped responding to all my emails and phone calls altogether while he was aware that I had a very strict deadline. Finally, I hired another broker, this time a component one unlike James, who professionally remortgaged my property before a higher variable interest rate kicked it. There are hundreds of of proper brokers that you can use, so I certainly do not recommend that you put your money or property at risk with James Hammond like I did. Also, it's very remarkable that all his references are one year old whereas he asserts to be I the business for decades.

Joe

21 Jun 2023

James and Catherine were very helpful in advising us in a difficult mortgage market. The house purchase dragged on but they continued to be supportive and were responsive when we needed to obtain an extended mortgage offer at the last minute.

Grace Parish

15 May 2023

Great service from James in getting to grips with our mortgage. Always happy to jump on a call if we were unclear on anything and helped to put all of the jargon into plain talk. Catherine also is always super helpful and quick with responding and sorting any issues out!

Vassili Taralis

31 Jan 2023

Hammonds Mortgage Services in Cambridge has been a game-changer for me in growing my property portfolio. The team has extensive knowledge and an extensive network, which they have put to great use in providing me with valuable advice and introductions to industry peers. I have no hesitation in recommending this company to anyone seeking to expand their property portfolio or purchase their first property. Thank you, Hammonds Mortgage Services, for your unwavering support and expert guidance over the years!

Ian Lovett

10 Oct 2022

We highly recommend Hammonds as your mortgage advisor. James arranged an excellent mortgage on a new property plus a remortgage. Our situation was slightly different to the norm but he listened to what we needed. It’s clear that he has a lot of experience and understands the mechanics of each bank’s process/approach. So he was able to offer a range of competitive options that are deliverable and explain them clearly. Great friendly and professional service.