How many mortgage brokers are in Cambridge?

47 FCA-regulated firms are listed for Cambridge. Common focus areas include Buy-to-Let, Commercial, Adverse Credit, Bridging, Development.

Why use a mortgage broker in Cambridge instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Cambridge often know which underwriters are comfortable with nearby property types and survey quirks. First-time buyers should look at Help to Buy alternatives and shared ownership schemes still available through local housing associations. A broker can navigate the various schemes specific to this region.

What does mortgage advice typically cost in Cambridge?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Cambridge?

Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Adverse Credit), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Cambridge with adverse credit?

Often yes. Cambridge has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Cambridge, East of England

Q: What do typical property prices look like in Cambridge?

The average price in our data is £485,985 (down 2.5% year-on-year). The East of England saw 1.5% growth in 2025. Cambridge continues to outperform on prices, while areas like Suffolk and Norfolk offer better value. New-build developments along transport corridors are expanding the commuter belt.

About Cambridge

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in Cambridge
#	Broker	Verified	Rating
1	PEM Corporate Finance LLP	Unverified	5.0 (1)
2	Key Financial Partnership	Unverified	5.0 (1)
3	Limetree Financial Services Cambridge	Unverified	5.0 (177)
4	Loyalty Financial Solutions	Unverified	5.0 (93)
5	Fosters Financial Cambridge - Mortgage Brokers, Insurance Brokers & Advisors	Unverified	5.0 (1)
6	rockwealth Cambridge	Unverified	5.0 (13)
7	Fogg Financial	Unverified	5.0 (3)
8	New Homes Mortgage Broker	Unverified	5.0 (223)
9	M&L Healthcare Solutions	Unverified	5.0 (1)
10	Mbroker	Unverified	5.0 (20)

Local snapshot

Cambridge (East of England) lists 47 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £485,985 — down 2.5% year-on-year.

The East of England saw 1.5% growth in 2025. Cambridge continues to outperform on prices, while areas like Suffolk and Norfolk offer better value. New-build developments along transport corridors are expanding the commuter belt.

What local advisers focus on

Together they cover Buy-to-Let, Commercial, Adverse Credit, Bridging, Development, Ltd Co — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

Quick answers

How many mortgage brokers are in Cambridge?: 47 FCA-regulated firms are listed for Cambridge. Common focus areas include Buy-to-Let, Commercial, Adverse Credit, Bridging, Development.
What do typical property prices look like in Cambridge?: The average price in our data is £485,985 (down 2.5% year-on-year). The East of England saw 1.5% growth in 2025. Cambridge continues to outperform on prices, while areas like Suffolk and Norfolk offer better value. New-build developments along transport corridors are expanding the commuter belt.
Why use a mortgage broker in Cambridge instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Cambridge often know which underwriters are comfortable with nearby property types and survey quirks. First-time buyers should look at Help to Buy alternatives and shared ownership schemes still available through local housing associations. A broker can navigate the various schemes specific to this region.
What does mortgage advice typically cost in Cambridge?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in Cambridge?: Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Adverse Credit), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £485,985.

Annual movement about 2.5% (falling).

Mix of home types (averages)

Detached: £992,755
Semi-detached: £614,729
Terraced: £503,987
Flats: £308,143
First-time buyer purchases: £407,397

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 47 firms side by side. 1 shows 10+ years trading history.

Collective review score is 4.6/5 across 36 brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for Buy-to-Let, Commercial, Adverse Credit, Bridging. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Street-level detail

Averages near £485,985 push more cases into larger loans and non-standard security conversations — underwriting gets picky on valuers and lease terms.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (Cambridge is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Find the Best Mortgage Brokers or Advisers in Cambridge

Directory snapshot — Cambridge

Need help choosing a broker?

Top 10 mortgage brokers in Cambridge

PEM Corporate Finance LLP

Key Financial Partnership

Limetree Financial Services Cambridge

Loyalty Financial Solutions

Fosters Financial Cambridge - Mortgage Brokers, Insurance Brokers & Advisors

rockwealth Cambridge

Fogg Financial

New Homes Mortgage Broker

M&L Healthcare Solutions

Mbroker

More areas in East of England

Explore Postcode Districts Near Cambridge

Market data for Cambridge

Market data panel