Sanders Mortgage & Insurance Specialists is an FCA-regulated mortgage broker based in North Northamptonshire, NN8 1BL, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 5/5 from 43 reviews.
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Meet our experienced team of mortgage professionals
Mike Koziar
22 Feb 2026Scott and his team were exceptional in handling of our mortgage - they were incredibly professional, friendly and helpful throughout as we navigated our first mortgage together/ property sale and purchase. Would highly recommend Sanders Mortgages to anyone looking to buy or remortgage! Huge thank you Scott and team
David Cuka-Smalley
13 Oct 2025Scott and the team were so helpful and proactive in making sure we received the best deals and the highest quality service. Would recommend!
Amy Tipler
1 Sept 2025Scott and Sadie are absolutely fantastic. They walk you through everything and keep you informed along the way. We have used Scotts services for over 6years now and would always recommend and continue to use their services.
Jade Bone
7 Aug 2025Scott and Sadie recently helped us secure our first ever mortgage. They previously assisted my Dad and uncle, and have been amazing throughout the whole process. Coming from someone who’s never done this before, they’ve taken me through everything, got me the best rate possible and answered any concerns I had. Would 1000% recommend to anyone else - thanks for all the help. Jade and Louie.
Maksim Zelenkovas
22 Apr 2024⭐⭐⭐⭐⭐ I've had the pleasure of working with Scott as my mortgage advisor for the past decade, and I couldn't be more satisfied with his expertise and professionalism. Scott's in-depth knowledge of the mortgage market has been instrumental in guiding me through numerous transactions, always ensuring I secure the best possible deal. His assistant, Sadie, complements his services perfectly with her exceptional attention to detail and prompt responses. Together, they make an unbeatable team, providing seamless and efficient service every step of the way. I highly recommend Scott and Sadie to anyone in need of mortgage advice. Their dedication, reliability, and genuine care for their clients make them stand out in the industry. Thank you, Scott and Sadie, for your unwavering support and expertise over the years! --- Feel free to adjust any details to better reflect your experience!
No memberships listed.
Regulatory Status
Direct Authorisation
FCA Number
943849Practical guides and explainers from our blog — relevant to this mortgage type.
The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.
UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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