Skip to main content
Mortgage118
Mortgage118 Insights
144 Articles

Mortgage Blog

Stay updated with mortgage news, market insights, and practical guidance for UK borrowers and property investors.

Categories
All Posts
Adverse Credit(5)
Auction(4)
Bridging(5)
Buy to Let(18)
Care Home(1)
Care Homes(3)
Commercial(5)
Development(4)
First-Time Buyer Schemes 2026: Every Government Scheme Explained
First Time Buyer

First-Time Buyer Schemes 2026: Every Government Scheme Explained

A complete guide to every government scheme available to first-time buyers in 2026 — from First Homes to shared ownership, Lifetime ISAs, and regional programmes.

30 March 2026
3m
Help to Buy ISA Rules: What You Need to Know
Help to Buy

Help to Buy ISA Rules: What You Need to Know

Everything you need to know about Help to Buy ISAs — contribution limits, government bonus rules, how to claim, and how they compare to Lifetime ISAs.

30 March 2026
3m
Help to Buy Alternatives: What Replaced the Equity Loan?
Help to Buy

Help to Buy Alternatives: What Replaced the Equity Loan?

With Help to Buy closed, what are the alternatives in 2026? This guide covers First Homes, shared ownership, Lifetime ISAs, and other government-backed routes onto the property ladder.

30 March 2026
3m
Holiday Let Mortgages: How They Work & FHL Tax Changes
Holiday Let

Holiday Let Mortgages: How They Work & FHL Tax Changes

A guide to holiday let mortgages in the UK — covering lender criteria, income requirements, Furnished Holiday Lettings tax changes, and how to find the best rates.

30 March 2026
3m
Shared Ownership Mortgages: How They Work in 2026
Help to Buy

Shared Ownership Mortgages: How They Work in 2026

How shared ownership mortgages work, who qualifies, the staircasing process, and the pros and cons of part-buying, part-renting your home in 2026.

30 March 2026
3m
Holiday Let vs Buy-to-Let: Which Investment Is Right for You?
Holiday Let

Holiday Let vs Buy-to-Let: Which Investment Is Right for You?

Compare holiday lets and buy-to-lets as investment strategies. Understand the differences in mortgage criteria, tax treatment, income potential, and management requirements.

30 March 2026
3m
Holiday Let Mortgage Calculator: Work Out Your Costs
Holiday Let

Holiday Let Mortgage Calculator: Work Out Your Costs

Use our guide to calculate holiday let mortgage costs, including stress tests, rental income projections, and how lenders assess seasonal letting income for affordability.

30 March 2026
3m
Semi-Commercial Mortgages: Pubs, B&Bs & Guest Houses
Hotel

Semi-Commercial Mortgages: Pubs, B&Bs & Guest Houses

How to get a mortgage for a pub, B B, or guest house. Understand semi-commercial lending criteria, trading accounts requirements, and specialist lender options.

30 March 2026
3m
Hotel Finance UK: How to Fund a Hotel Purchase or Development
Hotel

Hotel Finance UK: How to Fund a Hotel Purchase or Development

A comprehensive guide to hotel finance in the UK — from purchasing an existing hotel to developing a new one. Covers lender criteria, typical LTVs, and trading projections.

30 March 2026
3m
Industrial Property Mortgages: Warehouses, Factories & Units
Industrial

Industrial Property Mortgages: Warehouses, Factories & Units

How to get a mortgage for industrial property in the UK — warehouses, factories, storage units, and distribution centres. Covers rates, deposits, and lender requirements.

30 March 2026
3m
Hotel Mortgage Rates & Lending Criteria 2026
Hotel

Hotel Mortgage Rates & Lending Criteria 2026

Current hotel mortgage rates and lending criteria in the UK for 2026. Understand how lenders assess hotel businesses, what documentation you need, and typical deal structures.

30 March 2026
3m
Industrial Property Investment UK: Returns & Finance Guide
Industrial

Industrial Property Investment UK: Returns & Finance Guide

Why industrial property is one of the strongest-performing UK commercial sectors, and how to finance your investment with commercial mortgages and development finance.

30 March 2026
3m
Page 6 of 12 • 144 total articles

Mortgage118

The UK's most comprehensive mortgage broker directory

Directory

Company

Mortgage118 is an independent broker directory — not a mortgage broker or lender — and does not provide mortgage advice. All brokers listed hold their own individual FCA authorisation; always verify a broker's status on the FCA Register. Important: Your home may be repossessed if you do not keep up repayments on your mortgage, and you should think carefully before securing other debts against your home. Mortgage118 does not charge consumers. If you have a complaint about a mortgage broker, contact the Financial Ombudsman Service. Mortgage brokers are not covered by the Financial Services Compensation Scheme (FSCS) for mortgage advice — check with your broker directly about their professional indemnity insurance. Mattison Elm Ltd trading as Mortgage118 — Company No. 09831228 — Registered at 7 Bell Yard, London WC2A 2JR.

© 2026 Mortgage118. All rights reserved.
Privacy·Terms
English (UK)