Mortgage Rates News

Omni Mortgage Club: A New Era for UK Mortgage Advisers in 2026

Fintel Services launches Omni Mortgage Club, a platform designed to support advisers in a complex lending environment. The club offers a comprehensive lending panel, advanced technology, and self-service options.

UK Mortgage Affordability at its Toughest since 2008: What it Means for Borrowers

Mortgage affordability in the UK is at its toughest since 2008, with East Anglia being the least affordable region. Londoners have the highest average mortgage debt of £280,000.

4 min read

UK Homeowners Allocated a Fifth of Income to Mortgages in 2025

UK homeowners spent around a fifth of their income on mortgage payments in 2025, the highest level since 2008. The areas with the least affordability were North Norfolk and the London Borough of Hillingdon, where over a quarter of gross income went to mortgage repayments.

UK Mortgage Borrowing Rises to £6.2bn in March 2026: What it Means for Borrowers

UK mortgage borrowing rose 19% to £6.2 billion in March 2026, with increased approvals for both house purchases and remortgages, and decreased interest rates.

UK House Price Growth Rises to 3% in April 2026: What Does This Mean for Mortgages?

UK house price growth has risen to 3.0% in April 2026, potentially impacting mortgage repayments for homeowners and investors.

Leeds BS and Coventry Slash Mortgage Rates: Impact on UK Borrowers in 2026

Leeds Building Society and Coventry for Intermediaries have cut their mortgage rates by up to 0.35%. This significant decrease will impact both new and existing borrowers.

UK Homeowners Spend 21% of Income on Mortgages: What This Means in 2026

UK homeowners are committing around 21.3% of their gross income to initial mortgage repayments as of May 2026, the highest level since 2008. There are significant regional differences in mortgage affordability and buy-to-let returns.

Cloud Mortgages Joins Stonebridge Network: Impact on UK Mortgage Market in 2026

Cloud Mortgages has switched its network to Stonebridge from Primis. This move could potentially influence the mortgage rates and services available to borrowers in the Midlands, North West, and Scotland.

5 May 2026

UK House Price Growth Increases to 3% in April 2026: Impact on Mortgage Payments

The UK s annual house price growth rose to 3% in April 2026, affecting mortgage payments for first-time buyers, remortgagers, and landlords.

1 May 2026

UK Mortgage Market Sees Rise in Approvals and Lending in March 2026

The Bank of England s Money and Credit report for March 2026 reveals a significant increase in gross mortgage lending and approvals, with net borrowing of mortgage debt jumping to £16.2bn.

1 May 2026

West One Expands Mortgage Division: What it Means for UK Borrowers in 2026

West One s expansion of its mortgage division, including the promotion of Jason Ruse to National Account Manager, aims to streamline the mortgage process for borrowers across the UK.

30 April 2026