Scottish Widows
Specialist LenderScottish Widows, part of Lloyds Banking Group, offers residential and buy-to-let mortgage products primarily distributed through the Halifax and Lloyds broker channels. With roots dating back to 1815, they bring the strength of a major banking group to the intermediary mortgage market.
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About Scottish Widows
Scottish Widows was founded in 1815 in Edinburgh and has over 200 years of history in UK financial services. The company is now part of Lloyds Banking Group and offers residential and buy-to-let mortgage products. Scottish Widows mortgages are primarily distributed through the Halifax and Lloyds broker channels, benefiting from the group's intermediary relationships.
Scottish Widows brings the strength of Lloyds Banking Group to the intermediary mortgage market. The brand is well recognised and trusted, with products that compete with other major lenders. Scottish Widows serves first-time buyers, home movers, remortgagers, and landlords through broker partners.
As part of Lloyds Banking Group, Scottish Widows benefits from the group's funding, technology, and scale. The lender is regulated by the FCA and PRA. Scottish Widows maintains its Edinburgh heritage while operating as part of one of the UK's largest banking groups.
Lending Focus
Scottish Widows offers mortgage products across 2 categories including Residential, Buy-to-Let.
Key Features
- Residential and BTL products through Halifax intermediary channel
- Backed by Lloyds Banking Group financial strength
- Competitive rates leveraging major bank funding
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.







