Kent Reliance
Specialist LenderKent Reliance, part of OSB Group, is a specialist lender offering residential mortgages, buy-to-let, and self-build products. With roots as a building society dating back to 1860, they combine heritage with modern specialist lending capabilities and higher LTV options than many competitors.
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About Kent Reliance
Kent Reliance has roots dating back to 1860 when it was founded as a building society in Chatham, Kent. The society demutualised and became part of what is now OSB Group, which also includes Precise Mortgages and InterBay Commercial. Kent Reliance combines its heritage with modern specialist lending capabilities.
Kent Reliance offers residential mortgages, buy-to-let, and self-build products. The lender is known for higher LTV options than many specialist competitors, with products available up to 90% LTV in some cases. Kent Reliance serves borrowers who may not meet high-street criteria, including self-employed applicants and those with complex income.
Kent Reliance is broker-only and operates through mortgage intermediaries. The lender benefits from OSB Group's funding and has built a reputation for competitive rates in the specialist space. Kent Reliance is regulated by the FCA and PRA.
Lending Focus
Kent Reliance offers mortgage products across 3 categories including Residential, Buy-to-Let, Self Build.
Key Features
- Up to 90% LTV on residential products
- Self-build mortgages with stage release payments
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.
