Godiva Mortgages

Godiva Mortgages is the intermediary-only brand of Coventry Building Society, the UK's second-largest building society by assets. Named after Lady Godiva, the legendary figure associated with Coventry, the brand was created to serve the broker channel separately from Coventry Building Society's direct-to-consumer offering. This dual-brand approach allows Coventry to offer dedicated products and service to intermediaries without channel conflict.

Godiva offers a range of residential and buy-to-let mortgage products through brokers. The brand benefits from Coventry Building Society's financial strength, mutual ownership model, and consistently strong balance sheet. As a mutual, Coventry does not have shareholders demanding dividends, which has historically allowed the society — and by extension Godiva — to offer competitive rates and straightforward products.

Godiva has built a strong reputation among mortgage intermediaries for reliability, competitive pricing, and efficient processing. The brand's underwriting criteria tend to be more mainstream than ultra-specialist lenders, but Godiva fills an important role as a highly competitive broker-only option backed by one of the UK's strongest building societies. Their product range includes fixed-rate, tracker, and discounted variable rate mortgages for both residential and BTL borrowers.