Capital Rise
Specialist LenderCapital Rise is a specialist property finance lender focused on prime and super-prime residential bridging loans in London and the South East. The lender serves high-net-worth borrowers and professional investors seeking short-term finance for high-value residential properties.
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About Capital Rise
Capital Rise occupies a distinct niche in the UK bridging market, focusing exclusively on prime and super-prime residential property in London and the Home Counties. The lender was founded by a team with experience in luxury real estate and private banking, bringing a level of service and discretion that appeals to high-net-worth borrowers.
The firm provides bridging loans typically ranging from £500,000 to £25 million, secured against premium residential assets. Capital Rise is particularly experienced in handling high-value transactions involving prime central London apartments, period homes, and new-build luxury developments.
Capital Rise operates through a select network of specialist intermediaries who serve the high-net-worth market. The lender combines competitive pricing with white-glove service, recognising that borrowers in the prime market expect both financial and personal professionalism. Funding is sourced from institutional and family office capital.
Lending Focus
Capital Rise offers mortgage products across 4 categories including Residential, Bridging, Foreign National and 1 more.
Key Features
- Specialist in prime and super-prime residential bridging
- Loans from £500k to £25m for high-value London properties
- Discreet service tailored for high-net-worth borrowers
- Accepts foreign national and expat borrowers on prime security
- Institutional and family office capital backing
Pros & Cons
Pros
- Deep expertise in prime central London residential market
- High maximum loan sizes up to £25m for luxury properties
- Discreet, professional service suited to high-net-worth borrowers
- Accepts foreign national borrowers on prime London security
Cons
- –High minimum loan size of £500k excludes mainstream borrowers
- –Focused primarily on London and Home Counties — limited geographic scope
- –Broker-only through select intermediary network
Fees & Charges
- Arrangement Fee
- Typically 1.5–2% of the loan amount
- Valuation Fee
- Instructed from specialist prime property panel — varies by value
- Early Repayment Charge
- No ERC — minimum interest period of 3 months
- Overpayment Allowance
- No restrictions — can repay after minimum period
Mortgage Rates
Rate data coming soon. View rates on Capital Rise
| Product | Initial Rate | Type | Initial Term | Revert Rate |
|---|---|---|---|---|
| 2 Year Fixed | TBC | Fixed | 24 months | TBC |
| 5 Year Fixed | TBC | Fixed | 60 months | TBC |
| Tracker | TBC | Variable | 24 months | TBC |
Application Process
- Processing Time
- 2–4 weeks from application to completion
- Online DIP
- No — via broker or branch
- Offer Valid For
- 8 weeks
Lending Criteria
- Maximum LTV
- 75%
Frequently Asked Questions
What is Capital Rise's minimum loan size?
Does Capital Rise lend to foreign nationals?
Where does Capital Rise lend?
How is Capital Rise funded?
How to Apply
Broker only. Capital Rise products are available through mortgage brokers. Find a broker with Capital Rise on their panel.
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.