Hilco Real Estate Finance
Specialist LenderHilco Real Estate Finance is the property lending arm of the Hilco group, providing bridging loans and structured property finance across the UK. Backed by the resources of a global advisory and capital solutions firm, the lender brings significant depth and experience to specialist property lending.
About Hilco Real Estate Finance
Hilco Real Estate Finance is part of the wider Hilco group, a global firm specialising in advisory, capital solutions, and asset management. This corporate backing gives the real estate finance division access to substantial capital resources and a deep pool of expertise in asset valuation, risk management, and deal structuring.
The lender provides bridging loans and structured property finance for acquisitions, refinancing, and capital-raise transactions across the UK. Hilco Real Estate Finance lends against residential and commercial assets and has particular experience with complex transactions involving multiple asset classes, corporate borrowers, and institutional-grade requirements.
Hilco Real Estate Finance works through intermediaries and serves professional investors, property companies, and corporate borrowers. The lender's connection to the broader Hilco group means it can offer insights and services beyond pure lending, including asset management expertise and distressed asset advisory.
Lending Focus
Hilco Real Estate Finance offers mortgage products across 4 categories including Residential, Commercial, Bridging and 1 more.
Key Features
- Backed by the global Hilco group with substantial capital resources
- Bridging loans and structured property finance across the UK
- Experience with complex multi-asset and corporate transactions
- Access to broader Hilco advisory and asset management expertise
- Institutional-grade processes and risk management
Pros & Cons
Pros
- Substantial corporate backing from global Hilco group
- Deep expertise in complex and institutional-grade transactions
- Access to broader advisory and asset management services
- Strong capital base for reliable funding on larger deals
Cons
- –Focused on larger, more complex transactions — not for small deals
- –Broker-only access through select intermediaries
- –More institutional feel — may be less personal than boutique lenders
Fees & Charges
- Arrangement Fee
- Typically 1.5–2% of the loan amount
- Valuation Fee
- Varies by property value — instructed from approved panel
- Early Repayment Charge
- No ERC — minimum interest period of 3 months
- Overpayment Allowance
- No restrictions — repayment accepted after minimum period
Mortgage Rates
Rate data coming soon. View rates on Hilco Real Estate Finance
| Product | Initial Rate | Type | Initial Term | Revert Rate |
|---|---|---|---|---|
| 2 Year Fixed | TBC | Fixed | 24 months | TBC |
| 5 Year Fixed | TBC | Fixed | 60 months | TBC |
| Tracker | TBC | Variable | 24 months | TBC |
Application Process
- Processing Time
- 3–5 weeks from application to completion
- Online DIP
- No — via broker or branch
- Offer Valid For
- 8 weeks
Lending Criteria
- Maximum LTV
- 70%
Frequently Asked Questions
What is Hilco Real Estate Finance's connection to the Hilco group?
Hilco Real Estate Finance is the property lending arm of the wider Hilco group, a global firm specialising in advisory, capital solutions, and asset management across multiple sectors.
What types of transactions does Hilco Real Estate Finance handle?
The lender handles bridging loans and structured property finance for acquisitions, refinancing, and capital raise, with particular experience in complex, multi-asset, and corporate-level transactions.
Where does Hilco Real Estate Finance lend?
Hilco Real Estate Finance lends against residential and commercial property across the UK, with a focus on assets in established markets and locations.
What is the maximum LTV from Hilco Real Estate Finance?
Hilco Real Estate Finance typically lends up to 70% LTV, reflecting its institutional risk management approach and the quality expectations of its capital providers.
How to Apply
Broker only. Hilco Real Estate Finance products are available through mortgage brokers. Find a broker with Hilco Real Estate Finance on their panel.
Similar Lenders
View all lenders| Name | Niches | Type | Max LTV |
|---|---|---|---|
| Fiera Real Estate | Residential, Commercial, Bridging+1 | Specialist | 70% |
| Helmsley Group | Residential, Commercial, Bridging+1 | Specialist | 70% |
| Together Money | Residential, Buy-to-Let, Commercial+3 | Specialist | 80% |
| 4SYTE | Commercial, Bridging, Limited Company | Specialist | 75% |
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