Beverley Building Society
Building SocietyBeverley Building Society is a small, community-focused mutual based in the East Riding of Yorkshire, offering straightforward residential mortgage products with a personal, local approach to lending.
Visit Website
About Beverley Building Society
Beverley Building Society was established in 1866 in the market town of Beverley in the East Riding of Yorkshire. For over 150 years it has served the local community, providing savings accounts and mortgage lending to people in the region. As one of the smallest building societies in the UK, Beverley retains a distinctly personal approach to customer service.
The society operates from its single branch in Beverley and focuses on residential mortgage lending within its heartland area. Beverley Building Society assesses every mortgage application individually, which can benefit borrowers whose circumstances do not fit the rigid criteria of larger lenders. The society prides itself on speaking to applicants personally rather than relying solely on automated decisions.
As a mutual, Beverley Building Society exists for the benefit of its members. It does not pay dividends to external shareholders, allowing it to offer competitive savings rates and straightforward mortgage products. The society is regulated by the FCA and PRA and is a member of the Building Societies Association.
Lending Focus
Beverley Building Society offers mortgage products across 1 categories including Residential.
Key Features
- Individual underwriting on every mortgage application
- Personal service from a single dedicated branch in Beverley
- Competitive residential mortgage rates for local borrowers
Pros & Cons
Pros
- Highly personal service with face-to-face meetings available
- Individual underwriting means flexible assessment of circumstances
- Mutual status ensures member-focused decisions
Cons
- –Very limited geographic lending area focused on East Yorkshire
- –No buy-to-let, self-build, or specialist mortgage products
- –Single branch with no online application facility
Fees & Charges
- Arrangement Fee
- Varies by product; typically £300–£500
- Valuation Fee
- Charged at cost depending on property value
- Early Repayment Charge
- Applies during the initial deal period; typically 2–3%
- Overpayment Allowance
- Contact the society for current overpayment terms
Mortgage Rates
Rate data coming soon. View rates on Beverley Building Society
Application Process
- Processing Time
- 2–4 weeks
- Online DIP
- No — via broker or branch
- Offer Valid For
- 6 months
Lending Criteria
- Maximum LTV
- 85%
Frequently Asked Questions
Where does Beverley Building Society lend?
Can I apply for a Beverley Building Society mortgage online?
Does Beverley Building Society accept self-employed applicants?
What is the maximum LTV Beverley Building Society offers?
How to Apply
Direct & broker access. Apply directly or via a broker for whole-of-market access. Find a broker
Similar Lenders
View all lenders
Bath Building Society
Building SocietyBath
Buckinghamshire Building Society
Building SocietyHigh Wycombe
Cambridge Building Society
Building SocietyCambridge
Chelsea Building Society
Building SocietyCheltenham
Related Articles
UK Property Market Analysis: House Prices Dip in September yet Show 1.3% Annual Growth
Despite a slight dip in UK house prices in September, the market shows a 1.3% increase over the past year. This growth suggests resilience amidst economic uncertainties, with implications for buyers and homeowners alike. A deeper understanding of these trends can help stakeholders make informed property finance decisions.
UK Government’s Plan to Revolutionise Homebuying: A Market Analysis
Unravelling the implications of UK Government s proposed changes to homebuying, their impact on mortgage landscape, and potential ripple effects across marke
LIBF & Mortgage Mum’s Scholarship: A Game-Changer in UK’s Mortgage …
Explore how the LIBF and Mortgage Mum scholarship could shape the future of the UK mortgage industry. Understand the implications of this significant develop
Barclays Hikes Residential Rates, NatWest Pulls BTL Products: UK Mo…
Unpack the latest UK mortgage market changes as Barclays ups residential rates and NatWest withdraws BTL products. Understand the broader implications for th
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.