Beverley Building Society
Building SocietyBeverley Building Society is a small, community-focused mutual based in the East Riding of Yorkshire, offering straightforward residential mortgage products with a personal, local approach to lending.
About Beverley Building Society
Beverley Building Society was established in 1866 in the market town of Beverley in the East Riding of Yorkshire. For over 150 years it has served the local community, providing savings accounts and mortgage lending to people in the region. As one of the smallest building societies in the UK, Beverley retains a distinctly personal approach to customer service.
The society operates from its single branch in Beverley and focuses on residential mortgage lending within its heartland area. Beverley Building Society assesses every mortgage application individually, which can benefit borrowers whose circumstances do not fit the rigid criteria of larger lenders. The society prides itself on speaking to applicants personally rather than relying solely on automated decisions.
As a mutual, Beverley Building Society exists for the benefit of its members. It does not pay dividends to external shareholders, allowing it to offer competitive savings rates and straightforward mortgage products. The society is regulated by the FCA and PRA and is a member of the Building Societies Association.
Lending Focus
Beverley Building Society offers mortgage products across 1 categories including Residential.
Key Features
- Individual underwriting on every mortgage application
- Personal service from a single dedicated branch in Beverley
- Competitive residential mortgage rates for local borrowers
Pros & Cons
Pros
- Highly personal service with face-to-face meetings available
- Individual underwriting means flexible assessment of circumstances
- Mutual status ensures member-focused decisions
Cons
- –Very limited geographic lending area focused on East Yorkshire
- –No buy-to-let, self-build, or specialist mortgage products
- –Single branch with no online application facility
Fees & Charges
- Arrangement Fee
- Varies by product; typically £300–£500
- Valuation Fee
- Charged at cost depending on property value
- Early Repayment Charge
- Applies during the initial deal period; typically 2–3%
- Overpayment Allowance
- Contact the society for current overpayment terms
Mortgage Rates
Rate data coming soon. View rates on Beverley Building Society
| Product | Initial Rate | Type | Initial Term | Revert Rate |
|---|---|---|---|---|
| 2 Year Fixed | TBC | Fixed | 24 months | TBC |
| 5 Year Fixed | TBC | Fixed | 60 months | TBC |
| Tracker | TBC | Variable | 24 months | TBC |
Application Process
- Processing Time
- 2–4 weeks
- Online DIP
- No — via broker or branch
- Offer Valid For
- 6 months
Lending Criteria
- Maximum LTV
- 85%
Frequently Asked Questions
Where does Beverley Building Society lend?
Beverley Building Society primarily lends on properties within the East Riding of Yorkshire and surrounding areas. Contact the society directly to confirm whether your property falls within their lending area.
Can I apply for a Beverley Building Society mortgage online?
Beverley Building Society does not currently offer online mortgage applications. You will need to visit the branch in Beverley or contact them by telephone to discuss your requirements.
Does Beverley Building Society accept self-employed applicants?
Yes, Beverley Building Society considers self-employed applicants on an individual basis. You will typically need at least two years of accounts or tax returns.
What is the maximum LTV Beverley Building Society offers?
Beverley Building Society typically offers mortgages up to 85% loan-to-value, though this may vary depending on the property and applicant circumstances.
How to Apply
Direct & broker access. Apply directly or via a broker for whole-of-market access. Find a broker
Similar Lenders
View all lenders| Name | Niches | Type | Max LTV |
|---|---|---|---|
| Bath Building Society | Residential, Self Build | Building Soc. | 85% |
| Buckinghamshire Building Society | Residential, Buy-to-Let, Limited Company | Building Soc. | 90% |
| Cambridge Building Society | Residential, Buy-to-Let, Self Build+1 | Building Soc. | 95% |
| Chelsea Building Society | Residential, Buy-to-Let, Shared Ownership | Building Soc. | 95% |
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice.Always verify lender details directly and seek independent advice before making financial decisions.
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