Bath Building Society
Building SocietyBath Building Society is an independent mutual offering residential and self-build mortgages with a focus on individual underwriting. They are particularly known for lending on non-standard construction properties and helping borrowers whose circumstances sit outside mainstream lender criteria.
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About Bath Building Society
Bath Building Society was founded in 1904 and has its headquarters in Bath. The society is an independent mutual with no shareholders, offering residential and self-build mortgages. Bath is particularly known for lending on non-standard construction properties and helping borrowers whose circumstances sit outside mainstream lender criteria.
Bath Building Society focuses on individual underwriting, considering each case on its merits. The society has developed expertise in non-standard construction and complex borrower circumstances. Bath serves customers through its branch network and broker partners.
Bath Building Society is regulated by the FCA and PRA and is a member of the Building Societies Association. The society has built a niche reputation for flexibility and a willingness to consider applications that other lenders would decline.
Lending Focus
Bath Building Society offers mortgage products across 2 categories including Residential, Self Build.
Key Features
- Self-build and custom-build mortgage specialist
- Lending on non-standard construction properties
- Primarily broker-distributed with direct availability
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.







