Ascot Bridging
Specialist LenderAscot Bridging is a Berkshire-based short-term property finance provider offering bridging loans across England and Wales. The lender is known for competitive pricing, quick turnarounds, and a hands-on approach to managing each transaction from initial enquiry through to completion.
About Ascot Bridging
Ascot Bridging was established to provide fast, reliable short-term property finance to investors and developers across England and Wales. Based in Berkshire, the lender combines competitive pricing with a personal service ethos, ensuring that every borrower receives dedicated attention throughout the loan process.
The lender offers first-charge bridging loans secured against residential and commercial properties, typically for terms of 3 to 18 months. Common use cases include auction purchases, chain-break transactions, refurbishment projects, and capital-raise scenarios. Ascot Bridging takes a commercial view on each application, focusing on the quality of the security and the viability of the exit strategy.
Ascot Bridging is intermediary-only and has developed a loyal following among specialist brokers in the South East and beyond. The lender uses a blend of private and institutional funding, which enables it to offer both competitive rates and the flexibility to accommodate non-standard requests.
Lending Focus
Ascot Bridging offers mortgage products across 3 categories including Commercial, Bridging, Limited Company.
Key Features
- Competitive bridging rates with transparent fee structure
- Fast turnaround on residential and commercial bridging loans
- Hands-on case management from enquiry to completion
- Suitable for auction purchases, chain breaks, and capital raise
- Terms from 3 to 18 months with flexible repayment options
Pros & Cons
Pros
- Competitive pricing compared to many specialist bridging lenders
- Personal, hands-on approach to case management
- Quick decision-making and efficient processing
- Transparent fees with no hidden costs
Cons
- –Broker-only — no direct consumer access
- –No development finance — bridging only
- –England and Wales coverage only
Fees & Charges
- Arrangement Fee
- Typically 2% of the loan amount
- Valuation Fee
- Varies by property value
- Early Repayment Charge
- No ERC — interest on full term or minimum period
- Overpayment Allowance
- No restrictions — can repay at any time
Mortgage Rates
Rate data coming soon. View rates on Ascot Bridging
| Product | Initial Rate | Type | Initial Term | Revert Rate |
|---|---|---|---|---|
| 2 Year Fixed | TBC | Fixed | 24 months | TBC |
| 5 Year Fixed | TBC | Fixed | 60 months | TBC |
| Tracker | TBC | Variable | 24 months | TBC |
Application Process
- Processing Time
- 1–3 weeks from application to completion
- Online DIP
- No — via broker or branch
- Offer Valid For
- 6 weeks
Lending Criteria
- Maximum LTV
- 75%
Frequently Asked Questions
What loan sizes does Ascot Bridging offer?
Ascot Bridging typically provides bridging loans from £100,000 upwards, with larger loans considered on a case-by-case basis depending on security and exit strategy.
What is the maximum term for an Ascot Bridging loan?
Bridging loan terms typically range from 3 to 18 months, with the exact term agreed based on the borrower's planned exit route.
Does Ascot Bridging lend on commercial property?
Yes, Ascot Bridging provides first-charge bridging loans against both residential and commercial property in England and Wales.
How fast can Ascot Bridging complete a loan?
Ascot Bridging aims to complete straightforward cases within 1 to 3 weeks, with urgency accommodated where possible.
How to Apply
Broker only. Ascot Bridging products are available through mortgage brokers. Find a broker with Ascot Bridging on their panel.
Similar Lenders
View all lenders| Name | Niches | Type | Max LTV |
|---|---|---|---|
| 4SYTE | Commercial, Bridging, Limited Company | Specialist | 75% |
| Albatross Capital | Commercial, Bridging, Development+1 | Specialist | 75% |
| Apex Bridging | Commercial, Bridging, Limited Company | Specialist | 75% |
| BIG Property Finance | Commercial, Bridging, Development+1 | Specialist | 75% |
Related Articles
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