Discovery Financial Ltd

Discovery Financial Ltd - Mortgage Advice Bradford | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Discovery Financial Ltd

At Discovery Financial Ltd, we pride ourselves on guiding you through the complexities of the mortgage landscape. Based in Bingley, our focus is on providing clear, actionable advice tailored to your unique circumstances. Whether you're stepping onto the property ladder for the first time, exploring buy-to-let opportunities, or considering remortgaging your existing home, we are here to support you at every stage of the process. When it comes to first-time buyers, I understand that purchasing your first home can be both exciting and daunting. I take the time to break down the various mortgage options available, ensuring you feel informed and confident in your decisions. I help you navigate the often overwhelming paperwork, explain the implications of different mortgage products, and assist with all the necessary financial assessments. For those interested in buy-to-let investments, my expertise extends to the nuances of this market. I provide insights on rental yield calculations, tax implications, and the current property market trends in Yorkshire and beyond. I will help you identify suitable mortgage products that align with your investment goals, ensuring you have a comprehensive understanding of your options. Remortgaging can be a strategic move to secure better terms or release equity. I analyse your current mortgage arrangements and discuss potential alternatives that could enhance your financial position. My approach is to ensure that you are not only aware of the benefits but also of any potential pitfalls, allowing you to make informed decisions. With each client, I emphasise a structured process that prioritises communication and transparency. I believe that a mortgage journey should not only be about securing funds but also about empowering you with knowledge. By demystifying the process, I aim to make it as straightforward and stress-free as possible.

Specialisations

Buy-to-Let

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(27 reviews)

Hannah Samwell

10 Jan 2026

Absolutely amazing experience from start to finish! We were recommended to Ben and Jen and we cannot recommend enough! We were buying our first house and pretty clueless about the whole process, they made sure we understood every aspect and helped with scenarios unrelated to the mortgage, such as solicitors queries and surveys. They take such a friendly and professional approach, making the whole process seamless. Thank you again Ben and Jen!☺️

Laura O'Connell

11 Aug 2025

Ben and Jen were friendly, knowledgeable and professional. We had quite an unusual scenario to deal with, but they made us feel at ease, and reassured us that they would be able to find a mortgage, despite all the complications we had with our situation. One of us only had one year of books since starting a business, the other was just about to move jobs, the sellers didn’t want a chain and we needed to move fast. We are pretty sure that without them we would have missed out on our dream forever home. Thanks so much Ben and Jen!

laurenchristina bottomley

22 Jul 2025

Wonderful experience from start to finish we used Ben & Jen to help us move home, they have buckets of knowledge and are always on the other end of the phone whenever you need questions answering. Would 10000% recommend Ben & Jen, such lovely, friendly people they made our house move so simple with no stress! Thank you once again, I will definitely be recommending you to everyone I come across! Keep up the good work. 🤩

Sean O'halloran-Murphy

16 Jul 2025

I was a first time buyer with absolutely no clue how to approach it. Ben and Jenni were amazing throughout, supporting me in my journey to purchasing my first home. I could not have hoped for a more professional, knowledgable and friendly service. Could not recommend them enough.

aleena

6 Sept 2024

I have had the best experience with discovery financial ltd, i decided to choose them as my mortgage broker and advisors as i was a first time buyer and was clueless what to do. Not only did they help me through the whole mortgage process but also through everything else. I couldn’t have done it without them. As a first time buyer who knew nothing about buying a house ben explained everything to me to make my journey easier and helped me to understand everything. I would definitely recommend having Ben and Jen as your mortgage advisors they are the most helpful and understanding people, and so down to earth. I am now a proud home owner thanks to them!