Steve Pimm
28 Jan 2026We found Carl to be very professional and friendly. We felt totally at ease discussing our finances. We appreciate the advice he gave us with regards estate planning and would most definitely recommend him.
James Young Associates is an FCA-regulated mortgage broker based in Dorset, DT4 9RT, specialising in Buy-to-Let, Commercial, Residential. Rated 5/5 from 63 reviews.
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Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
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Steve Pimm
28 Jan 2026We found Carl to be very professional and friendly. We felt totally at ease discussing our finances. We appreciate the advice he gave us with regards estate planning and would most definitely recommend him.
Mandy Rees
14 Jan 2026Saw the wonderful Sam Mitchell today. Would highly recommend her to everyone as she is honest in her advice, explains things so well without loads of financial jargon. If you have any concerns regarding any aspects of your finances you really need to use James Young Associates best financial advisors in town.
Kevin Swindell
8 Jan 2026Faultless. My mortgage situation wasn't straight forward, but Ben Mills was an absolute superstar. He understood the situation perfectly and worked tirelessly to make sure I got the best deal, practically without me having to lift a finger! The whole process was explained clearly in laymen's terms which made me feel 100% reassured throughout the whole process. I would definitely recommend Ben, in fact, I wouldn't recommend anyone else!!
Abby Matthews
11 Nov 2025Ben has been a great support in helping us to secure a mortgage for our new home. He is very knowledgeable on the subject and provided us with great advice and support needed to move house. We have used James Young Associates a few times and will be in touch again when the time comes to remortgage. Thank you for everything. Would highly recommend 😊
Tracy Isbell
19 Aug 2025Ben was super helpful recently with a remortgage. We've used JYA for many years & Sam, Ben & formerly Jim, have always given considered advice - a brilliant, no-fuss & time-efficient service. Highly recommended.
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UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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