Caenstone Falmouth Mortgage Broker

Caenstone Falmouth Mortgage Broker | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Caenstone Falmouth Mortgage Broker

At Caenstone Falmouth Mortgage Broker, I take pride in guiding clients through the often complex landscape of mortgage options. Nestled in the heart of Falmouth, I focus on providing expert advice tailored to your unique circumstances, whether you’re venturing into the property market for the first time or looking to expand your portfolio with Buy-to-Let investments. Navigating the mortgage process can feel overwhelming, especially for first-time buyers. I understand the challenges you face, from understanding deposit requirements to selecting the right mortgage type. My approach is to simplify this journey, ensuring you grasp the nuances of your options. I will assist you in assessing your financial situation and help you understand what mortgage products are available to you, guiding you through the necessary documentation and application stages. For those considering remortgaging, my expertise lies in evaluating your current mortgage against potential alternatives. I will help you determine whether switching to a new lender or negotiating better terms with your existing provider is the right move. It’s about ensuring your mortgage aligns with your financial goals, whether that’s reducing monthly payments or accessing further borrowing for home improvements. In the realm of Buy-to-Let, I can provide insights into the evolving market and help you understand the implications of property management. I’ll assist in evaluating rental yields and mortgage types most suited to your investment strategy, ensuring you make informed decisions that align with your long-term objectives. I believe that effective communication is crucial throughout the mortgage process. I strive to keep you informed at every stage, answering questions and addressing concerns promptly. Whether it's through face-to-face consultations or digital communication, I aim to make the process as smooth as possible.

Specialisations

Buy-to-Let

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(109 reviews)

romeo florica

29 Dec 2025

Outstanding service from Tom -Caenstone Falmouth Mortgages. We had an excellent experience working with Tom from Caenstone Falmouth Mortgages. From start to finish ,he was professional, knowledgeable, and incredibly supportive.His advice was honest and tailored to our situation and we felt confident and well looked after throughout the entire mortgage journey.We would highly recommend Tom to anyone looking for a reliable and dedicated mortgage advisor. Thank you, Romeo & Stefania Florica

Linus D'Souza

8 Oct 2025

I've had a fantastic experience working with Tom at Caenstone Falmouth Mortgage Borker. He is friendly and approachable, making the entire process feel comfortable and as stress-free as possible. His proactive attitude and deep knowledge of the market were evident from the start. He took the time to present various mortgage options tailored to my needs and worked closely with me to select the most suitable one. I truly appreciated his patience and clear communication throughout. If you're looking for someone who genuinely cares and goes the extra mile, I highly recommend him!

24 Sept 2025

Tom was very helpful & informative when helping me purchase a property. As a first time buyer I was not very clued up on much of the process or terminology and Tom was patient and kind every step of the way, always keeping me up to date with the best deals available to me. I would highly recommend Caenstone!

Magdolna Goncz

14 Aug 2025

We cannot thank Tom enough for all his help. He guided us through the mortgage process with such professionalism and efficiency, securing approval in just a couple of weeks. Tom is quick to respond, reliable, and a true professional. His clear communication made everything stress-free. We wholeheartedly recommend him to anyone looking for a mortgage broker.

Rose Buckmaster

31 Jul 2025

Tom at Caenstones in Falmouth has been super helpful and efficient throughout our mortgage application process, helping us navigate the buying process as first time buyers and making everything as easy and smooth as possible for us. Toms response time to any of our questions has been really fast, and he’s helped us find a great rate for our mortgage. HIGHLY RECOMMEND.