Terry Surin

At Terry Surin Secured Loans, Mortgages and Equity Release, I take pride in navigating the complexities of the mortgage landscape for my clients in Kent and beyond. Based in Minster on Sea, I specialise in securing mortgages that meet the unique needs of individuals with adverse credit, as well as those looking to invest in buy-to-let properties and first-time residential buyers. My approach is rooted in in-depth knowledge of the market and an unwavering commitment to finding the right financial solutions for each client. Understanding the challenges faced by those with adverse credit is a cornerstone of my service. I know how daunting it can be to seek a mortgage when traditional options may not be available. By working closely with various lenders who understand the nuances of credit histories, I strive to provide options that can help clients achieve their homeownership goals despite past financial difficulties. For aspiring landlords, the buy-to-let mortgage process can seem overwhelming. Here, I offer insights into the current market conditions and assist clients in understanding the requirements for successful applications. Whether you're seasoned in property investment or venturing into it for the first time, I can guide you through the intricacies of securing the right funding to grow your portfolio. In addition to these specialisations, I also focus on equity release solutions for those looking to unlock the value of their homes. This option is particularly beneficial for older homeowners seeking to enhance their retirement finances without the need to downsize. I ensure my clients are fully informed about the implications and processes involved, empowering them to make decisions that best suit their financial situation. Throughout the entire mortgage process, I prioritise clear communication and transparency. I believe that an informed client is an empowered client.