**Rushmoor** (South East) lists **3 FCA-regulated** mortgage brokers on Mortgage118 (1 verified). Typical sold prices here average **£332,762** — **up 7.5%** year-on-year.

The South East market was flat in 2025, with prices unchanged year-on-year. Proximity to London means the region tends to follow the capital's trends, though commuter towns have shown slightly more resilience.

### What local advisers focus on

Together they cover **Buy-to-Let, Bridging, Commercial, Equity Release, First Time Buyers, Foreign Nationals** — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

**Q: How many brokers are listed here?**
A: **3** FCA-regulated firms are shown for **Rushmoor**; **1** have verified profiles. Common focus areas include Buy-to-Let, Bridging, Commercial, Equity Release, First Time Buyers.

**Q: What do typical property prices look like?**
A: The average price in our data is **£332,762** (up **7.5%** year-on-year). The South East market was flat in 2025, with prices unchanged year-on-year. Proximity to London means the region tends to follow the capital's trends, though commuter towns have shown slightly more resilience.

**Q: Why use a broker instead of only my bank?**
A: Whole-of-market brokers usually scan **dozens of lenders**, including specialists you cannot walk into on the high street. They also know which underwriters are comfortable with local property types and survey quirks. Flat prices create opportunities for first-time buyers to negotiate. Brokers familiar with local lenders who understand commuter-belt property values can often secure better terms than high-street banks.

**Q: What does advice typically cost?**
A: Many offer a **free first conversation**. After that, some are paid by lender commission only; others charge a **£300–£500** (or similar) fee on application or completion — always confirm in writing before you proceed.

**Q: What should I check before I choose?**
A: Confirm **FCA regulation** (everyone here is), match **specialisations** to your case (Buy-to-Let, Bridging, Commercial), and read **reviews**. You want plain-English options, not a single “take it or leave it” product.

**Q: Is adverse credit possible?**
A: Often yes. **Rushmoor** has advisers who work with **specialist lenders** when high-street banks say no. Earlier advice usually means more routes stay open.

Typical prices **£332,762**.

Annual movement about **7.5%** (rising).

### Mix of home types (averages)
- **Detached:** £615,379
- **Semi-detached:** £405,847
- **Terraced:** £333,959
- **Flats:** £204,845
- **First-time buyer purchases:** £290,833

### Borrowing costs in context

The Bank of England **Bank Rate** is one input to mortgage pricing; see the **Bank base rate** page on this site for the figure we publish. The deal you are offered still depends on **deposit**, **term**, **fixed vs variable**, and **affordability stress tests** — not any single headline rate.

You can compare **3** firms side by side (**1** verified on-site). **1** shows **10+ years** trading history.

Collective review score is **5.0/5** across **1** brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for **Buy-to-Let, Bridging, Commercial, Equity Release**. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Prices moved about **7.5%** year-on-year (up), which can affect **loan-to-value bands** and seller expectations.

On the ground, a good adviser spots **survey quirks**, **lease issues**, and **lender overlays** that postcode-level stats miss.

Most offer a **no-obligation first call** so you can sense-check strategy before paying anything.

- **Shortlist** two or three firms from the list above that match your situation (**Rushmoor** is already filtered for you).
- **Read** profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
- **Book a first call** — use it to test clarity and responsiveness, not just the rate quote.
- **Agreement in Principle (AIP)** — when you are ready, your broker can run this so offers carry more weight with agents and vendors.