Andrew Ray Mortgages

Andrew Ray Mortgages - Mortgage Advice Maidstone | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Andrew Ray Mortgages

At Andrew Ray Mortgages, I understand that navigating the mortgage landscape can often feel overwhelming. Based in the Innovation Centre Medway, I focus on providing support to clients in Chatham and the wider South East, specialising in Buy-to-Let, First Time Buyers, and Residential mortgages. My approach is rooted in a thorough understanding of the market and a commitment to guiding clients through every step of the mortgage process. For first-time buyers, I recognise that making that initial leap into homeownership can be daunting. I take the time to explain the various options available, helping you to gain clarity on your choices, whilst ensuring you understand the implications of each decision. I’m here to demystify the jargon and provide insights that empower you to make informed choices. For those interested in Buy-to-Let investments, I bring a wealth of knowledge about the unique requirements and opportunities within this sector. Whether you’re looking to expand your portfolio or are venturing into property investment for the first time, I analyse your financial situation and objectives to identify suitable mortgage products that align with your investment strategy. When it comes to residential mortgages, I appreciate that every homeowner's needs are distinct. I take pride in offering insights into the various mortgage products available, ensuring that you are well-equipped to find the right fit for your circumstances. I stay current with market trends and lender criteria, which allows me to provide you with relevant information and options. Throughout the mortgage journey, I prioritise clear communication and transparency. I believe that being well-informed is key to making sound decisions, so I ensure that I’m available to address any questions or concerns you may have along the way. My focus is on providing a seamless experience, from initial consultation to completion, ensuring that you feel supported and informed at every stage.

Specialisations

Buy-to-Let

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(1 reviews)

J M

2 Jun 2025

I had a fantastic experience with Andrew Ray Mortgages. Andrew provided an incredible service—fast, efficient, and highly professional throughout the entire process. He was always available to answer questions and made everything clear and straightforward. Most importantly, he secured a very competitive rate for me. I couldn’t have asked for a smoother experience. Highly recommended!