Suitable Choices

Suitable Choices - Mortgage Advice Birchington | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Suitable Choices

At Suitable Choices, my focus is solely on helping clients navigate the intricacies of residential mortgages. Based in Birchington, I understand the unique challenges faced by homebuyers in today’s market. My approach combines thorough market analysis with an in-depth understanding of individual circumstances, ensuring that every client receives guidance tailored to their specific needs. From first-time buyers to those looking to remortgage or invest in property, I provide clarity and support at every step of the process. The mortgage landscape can be complex, but I take pride in simplifying it for my clients. I begin by conducting a detailed assessment of your financial situation, preferences, and long-term goals. This helps me to identify the most suitable mortgage products available, including fixed-rate, variable-rate, and other options that align with your unique circumstances. I take the time to explain the different types of mortgages and their implications, ensuring you feel confident in your decisions. Once we’ve identified the right mortgage, I assist with the application process, helping to gather necessary documentation and liaise with lenders. This proactive support can significantly reduce the stress often associated with securing a mortgage. My commitment extends beyond just finding the right product. I maintain open lines of communication throughout the entire process, ensuring you are informed and comfortable with each stage. I also keep an eye on market trends and regulatory changes that could affect your mortgage, providing insights that help you make informed decisions now and in the future. Whether you’re stepping onto the property ladder for the first time or refinancing an existing mortgage, my goal is to equip you with the knowledge and support you need to make informed decisions.

Specialisations

No specialisations listed.

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(343 reviews)

lewis brearey

24 Feb 2026

I can’t recommend Dave and his team enough! Every single one of them is professional, efficient and easily contactable. I have known Dave a while as an estate agent professionally and recommended him to my clients but I have just found a property myself and of course came to Suitable choices as suggested to all my clients. I knew he was good but not that good! He supplied me with an accepted mortgage offer within two days! Faster than the agent could AML me.

Angela Searle

10 Feb 2026

Having recently used Suitable Choices for a remortgage, I would 100% recommend Dave and his team. From start to finish the whole process was thorough, well-explained, honest and efficient. Questions were responded to quickly, information was passed on efficiently, the switch went smoothly - overall it was a positive and stress-free experience.

V Pooke

6 Feb 2026

We couldn’t be happier with the service we received from Dave at Suitable Choices. From start to finish, he was incredibly knowledgeable, patient, and always happy to explain things clearly (no matter how many questions we had!). He made what could have been a stressful remortgage process feel smooth and reassuring, and thanks to his expertise, he was able to help us secure the best interest rate available. Communication was excellent throughout, and we were kept informed every step of the way. I wouldn’t hesitate to recommend Dave and his team at Suitable Choices to anyone looking to remortgage or arrange a mortgage, you’ll be in very safe hands. 10/10!

*Starr*

2 Feb 2026

I can’t recommend Dave and he’s team highly enough. From start to finish, they were professional, knowledgeable, and genuinely had my best interests at heart. They explained everything clearly, kept me updated throughout the process, and made what could have been a stressful experience feel smooth and straightforward. Thanks to their hard work, I secured a great mortgage deal that suited my needs perfectly. If you’re looking for a reliable and trustworthy mortgage broker, Dave is the one to go to.

Bhadra Rai

15 Oct 2025

Through out the journey i had an excellent experience with staurt at Suitable Choice it was very professional, knowledgeable and very approachable. I felt they were always ready to help in the case of clients need . Good costumer service , quick response to my queries through the both mail and phone . I would definitely recommend suitable choice is one the best mortgage advisor specifically who are the new.