Find the best FCA regulated mortgage brokers & advisers in Padiham, North West, England. Get expert help with home buying, remortgaging, equity release and more.
There is 1 approved mortgage broker in Padiham, North West, England, including 0 verified and 1 rated 4.5 or above. Top specialisations include Adverse Credit, Ltd Co.
Directory data as of 14 June 2026
Most common specialisations locally
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Sample adviser photos for illustration.
| # | Broker | Verified | Rating |
|---|---|---|---|
| 1 | Acorn Mortgages & Later Life Lending | 4.9 (57) |
Browse other areas in North West with brokers listed on Mortgage118.
House price figures from the UK House Price Index. For the Bank of England base rate, see our dedicated page (also in the site footer).
Unified 10-year view: average price, annual change, and current property-type levels in one chart.
Time window
June 2016 to January 2026
LHS shows monthly average prices in GBP; RHS shows monthly year-on-year % change. Dashed horizontal lines show latest property-type levels (December 2025).
Source: HM Land Registry UK House Price IndexUpdated: 14/06/2026
Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.
Padiham (North West) lists 1 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £217,428 — up 4.5% year-on-year.
The North West was one of England's strongest performers in 2025 with 4.5% growth. Manchester's continued development as a tech and media hub drives demand, while Liverpool and surrounding areas offer some of the UK's highest rental yields.
Together they cover Adverse Credit, Ltd Co — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.
Typical prices £217,000 (regional proxy for North West).
Annual movement about 4.5% (rising).
The North West was one of England's strongest performers in 2025 with 4.5% growth. Manchester's continued development as a tech and media hub drives demand, while Liverpool and surrounding areas offer some of the UK's highest rental yields.
The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.
You can compare 1 firms side by side.
Collective review score is 4.9/5 across 1 brokers with ratings — use it alongside specialisms and fee transparency.
Strongest demand on our list is for Adverse Credit, Ltd Co
Manchester property moves fast — having a mortgage agreement in principle before you start viewing is essential. A good local broker can get you AIP within 24 hours and knows which lenders process fastest.
On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.
Most offer a no-obligation first call so you can sense-check strategy before paying anything.
