Micky Hinett
21 Jan 2026Andrew helped me with my current BTL and offered me structured advice which has been really helpful moving forward. I'll definitely be using his services again come remortgage time
Andrew Dugdale - TMG Direct is an FCA-regulated mortgage broker based in Bolton, BL7 9XA, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 5/5 from 3 reviews.
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Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
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Micky Hinett
21 Jan 2026Andrew helped me with my current BTL and offered me structured advice which has been really helpful moving forward. I'll definitely be using his services again come remortgage time
James Southern
16 Oct 2025Andrew helped us with our mortgage guiding us step by step through the process. All options were discussed catering for our individual needs and circumstances with reassurance and ease. It was simple and hassle free and we are over the moon that we’ve secured a mortgage and able to purchase our dream home !!
Nokinator1
14 Oct 2025I can highly recommend Andrew at TMG, He was really helpful and extremely knowledgeable when giving us help and advice whilst we were reassessing our mortgage and home protection needs. He took the time to really listen to us and didn’t mind answering our many, many questions! We certainly learnt a few things we didn’t know too. He’s really down to earth and honest. Give him a call!
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Regulatory Status
Direct Authorisation
FCA Number
786245Get clarity on rates, affordability, and next steps in one quick conversation.
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UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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