Instinct Financial Solutions

Instinct Financial Solutions - Mortgage Advice Gateshead | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Instinct Financial Solutions

At Instinct Financial Solutions, I specialise in guiding clients through the intricacies of residential mortgage options. Located in Gateshead, I take pride in my deep understanding of the local market and the unique challenges it presents. My approach is centred around a thorough assessment of your financial situation and aspirations, ensuring that I can pinpoint the most suitable mortgage products available. Navigating the mortgage landscape can often feel overwhelming. That’s why I emphasise a transparent and straightforward process, breaking down the information into manageable parts. My goal is to empower you with knowledge and clarity, so you feel confident in the decisions you make. I focus on understanding your individual needs, whether you are a first-time buyer, looking to remortgage, or purchasing a buy-to-let property. I leverage strong relationships with a wide range of lenders to provide insights into various mortgage options, which allows me to provide you with a comprehensive view of what’s available. My commitment to staying updated with market trends and shifts means that I can offer advice that is not only relevant but also timely. I also understand the importance of being proactive, anticipating potential hurdles in the mortgage application process, and addressing them before they become issues. In my practice, I prioritise clear communication throughout our engagement. From the very first consultation to the final steps of securing your mortgage, I ensure that you are informed and supported at every stage. My aim is to make the process as seamless as possible, so you can focus on what truly matters—moving into your new home. Whether you have questions about eligibility, the application process, or the various mortgage types available, I am here to provide guidance tailored to your unique situation.

Specialisations

No specialisations listed.

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(159 reviews)

Connor Fraser

26 Jan 2026

Instinct Financial Solutions were brilliant from start to finish. They helped secure my mortgage and made the whole process feel easy and stress-free. Everyone was very friendly, customer-focused, and always quick to reply. They took the time to understand my needs and found me the best deal to suit my situation. I couldn’t fault the service and would happily recommend them to anyone looking for mortgage advice.

Ellys Niles

15 Jan 2026

We’ve used Michael and Instinct Financial Solutions for several times, and he is absolutely fantastic! Michael is worth his weight in gold—always on hand to answer any questions and consistently giving the best advice. His expertise and dedication make the mortgage process smooth and stress-free every time. Highly recommend!

Stina Porter

3 Dec 2025

I can’t recommend Michael at Instinct Financial Solutions highly enough. From start to finish, he acted quickly and efficiently, helping us navigate the entire journey with ease. The whole mortgage process can be overwhelming, but Michael's patience and ability to explain everything in plain English made it so much easier to understand. I always felt that Instinct had our best interests at heart and were focused on achieving the best possible outcome for us. Truly professional, approachable, and supportive throughout – we’re so grateful for their help!

Nicola Hammersley

24 Nov 2025

We just completed with Instinct FS and Michael couldn’t have done more to ensure we had a smooth mortgage application and approval process. Checked in with us throughout the sale and answered any questions we had regarding our purchase. Never fails at replying to emails and phone calls quickly (even on sundays when i told him he needed to give himself a day off lol) amazing company would highly recommend to anyone wanting the extra support not just for the mortgage but for the house purchase as a whole. He was able to sort out our life insurance for us aswell which took a little bit of the pressure off us. Thank you very much to Michael & the team at Instinct FS

Sarah Anstay

1 Nov 2025

Michael has guided us through the mortgage/remortgage process 3 times now over the last 7 years and has been faultless throughout every step of every process. Michael's passion for supporting people through big life-events is evident in how tirelessly he works to find the best deal, offering practical advice and jargon-less communication throughout. Michael is the perfect mix of warmth and professionalism. Always on hand to answer questions which helped us weigh up our options and make fully informed decisions. We wouldn't trust anyone else now! I never hesitate to recommend him to anyone looking for a great deal on their mortgage.