New Chapter Financial Services is an FCA-regulated mortgage broker based in Dacorum, HP23 5EF, specialising in First Time Buyers, Remortgages, Residential. Rated 5/5 from 31 reviews.
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Meet our experienced team of mortgage professionals
Miranda Kershaw
29 Jan 2026Dave at New Chapter Financial Services is fantastic. Super knowledgeable, easy to talk to, and truly invested in helping you make smart financial decisions. I felt confident and supported every step of the way. Highly recommend!
Humaira Choudhary
12 Dec 2025As first time house buyers, our experience with Dave was amazing from the beginning. Dave was professional, knowledgeable, and incredibly supportive in guiding us both through the entire process. Dave supported in answering all questions, explained the terms of the mortgage and supported in helping us find the best mortgage. I highly recommend Dave to anyone and wish him all the best.
Halim Elezi
8 Dec 2025I just bought my first house thanks to Dave who did a great job for me. I would recommend him to everyone because you can be sure he will sort everything out for you. Don't waste time and contact Dave to become a homeowner, Thank you very much.
Lorrie-ann F
8 Nov 2025As a first time buyer, I would definitely recommend Dave’s service. He was easy to talk to and helped us make informative decisions about a mortgage and also insurance. He would call and spend as long as needed on the phone to make sure we understood everything, we also didn’t feel pressured into agreeing anything.
charlie sampford
17 Sept 2025I have been using Dave for many years on both personal and business mortgages. Dave is very knowledgable and goes above and beyond to support and advise. The service at New Chapter is outstanding, working very promptly and professionally. I could not give a higher recommendation.
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Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.
Blockchain technology could significantly transform the UK homebuying process, potentially saving the average person around £8,000 over a lifetime of property transactions.
Major UK lenders including Halifax Intermediaries and TSB are reducing mortgage rates, potentially saving first-time buyers hundreds of pounds annually. This comes amidst a gradual recovery in the mortgage market.
As of April 2026, the UK base rate stands at 3.75%, impacting first-time buyers. A guide by Mortgage Chain Ltd offers advice on navigating this high-rate environment.
February s stronger-than-expected 0.5% GDP growth could impact the UK mortgage market. A potential base rate decrease could lead to significant savings for first-time buyers and remortgagers.
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