EHF Mortgages (Essex Home Finance Ltd)

EHF Mortgages (Essex Home Finance Ltd) | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About EHF Mortgages (Essex Home Finance Ltd)

At EHF Mortgages, my approach to mortgage brokerage is grounded in a deep understanding of the diverse landscape of mortgage products available in the UK today. Based in Broomfield, Chelmsford, I specialise in guiding clients through the often complicated process of securing financing for their homes. Whether you’re a first-time buyer, looking to remortgage, or seeking buy-to-let opportunities, my aim is to simplify each step, ensuring clarity and confidence in your decisions. I believe that each client's financial situation is unique, which is why I take the time to assess your individual needs and circumstances. My extensive knowledge of the mortgage market allows me to identify options that align with your goals, be it affordability, investment potential, or long-term financial planning. I pride myself on being transparent about the processes involved and the implications of each choice, so you're never left in the dark. The mortgage application process can be daunting, but I’m here to demystify it. From initial consultation to completion, I guide you through paperwork, help you understand the terms and conditions, and liaise with lenders on your behalf. This proactive approach not only streamlines the process but also ensures that you feel informed and empowered throughout. In addition to standard residential mortgages, my expertise extends to more specialised areas such as self-build projects and shared ownership schemes. I’m well-versed in the requirements and nuances of these options, which can often present their own challenges. I’m committed to finding solutions that work within your parameters, regardless of the complexity. Every inquiry is treated with the utmost attention, and I strive to maintain open lines of communication. I understand that securing a mortgage is not just a financial transaction; it's a significant milestone in your life.

Specialisations

No specialisations listed.

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(18 reviews)

Chloe Cosson

2 Mar 2026

We absolutely cannot fault Justin at EFH Mortgages, we didn't get very lucky with our solicitors and our transaction took a lot longer than it should have done - but Justin was absolutely amazing and was there at the other end of the phone at all times, even on the weekend. If we could give 10 stars, we would - would recommend to anyone and we will definitely use again!

Henry

11 Feb 2026

EHF Mortgages have been fantastic, i couldn't recommend them enough. Justin was very friendly and very happy to help from the get go , My partner & i are first time buyer so first time dealing with any mortgages/solicitors and Justin walked me through the whole process and even organised my solicitors and also dealt with them on my behalf . Emails & phone calls at all times of the day were answered with in a mater of minutes. highly recommend and i will now be using EHF Mortgages for the see able future. Thank you Justin appreciate everything you've done for us.(will be in touch)

Amber Heath

12 Aug 2025

We recently remortgaged our property for the final outstanding balance. Justin was incredibly helpful and knowledgeable and the whole process went without a hitch. We’ll be recommending Justin @ EHF Mortgages to all our family and friends - well worth the five stars!

Michael Saville

12 Nov 2024

Justin has dealt with our mortgage requirements for the last 13 years. Recently we needed to renew our mortgage and with rumblings of interest rate rises tomorrow, Justin quickly arranged the best deal for us (which couldn’t be beaten elsewhere) before the rates were increased. A trustworthy, personal service - always!

Sophie Lily

3 Jul 2024

I have been trying to move for over four years, facing countless challenges due to the cladding crisis and a string of plain bad luck. Throughout this, Justin at Essex Home Finance has been a beacon of hope and support. Justin has dedicated an immense amount of time and effort to help me secure my new home. His advice was invaluable, guiding me through every step with expertise and genuine care. It's clear that he truly prioritises what’s best for his clients, making the entire process far less daunting. Thanks to Justin's unwavering support and commitment, I am finally in my new home. I cannot recommend Essex Home Finance highly enough and wouldn’t consider going to anyone else. If you’re in need of a reliable, caring, and knowledgeable advisor, Justin is the person to turn to.