Pargin Financial Solutions Ltd is an FCA-regulated mortgage broker based in Colchester, CO7 6DE, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 5/5 from 158 reviews.
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Meet our experienced team of mortgage professionals
Kağan Bayram
2 Feb 2026We were quite concerned about the mortgage process due to our legal visa status, but Christopher managed everything transparently and professionally. He provided the best guidance based on our deposit amount and kept us informed every step of the way. We highly recommend his services!
Nilay Gamze Bayram
27 Jan 2026My partner and I moved to the UK 2.5 years ago. When we decided to start the home-buying process, we spoke with many mortgage advisors. However, from the very first conversation with Christopher, his communication was both highly professional and genuinely friendly. He made a real effort to find the best option for us among all the possibilities. Since we were not very familiar with the process, we asked a lot of questions, and he answered every single one as quickly and as clearly as possible. I sincerely recommend him. Thank you for everything!
Stuart Graham
14 Jan 2026What an easy, efficient process PFS made our mortgage renegotiation. We are moving house and I was a little tentative on getting the right deal. I shouldn't of worried and Chris had everything in hand. I just had to upload the necessary documents into the portal & all the options were explained and handled for us. We wouldn't hesitate to recommend PFS to anyone.
David J Carter
16 Dec 2025Chris and the team at Pargin Financial Solutions were absolutely fantastic to work with. They arranged our new mortgage for us and really helped guide us through the maze of remortgaging and clearly explaining all of our options. Chris was really patient as my understanding of how it all works is very limited, but explained everything so well and make the process smooth and simple for us. I highly highly recommended their services and will absolutely be using them again.
Rhodora Pangilinan
22 Nov 2025We would like to express our sincere appreciation for our senior mortgage advisor, Michael Loader from Pargin Financial Solutions Ltd, for his exceptional support throughout our property journey. His dedication, professionalism, and friendly approach made the entire process much smoother for us. Michael consistently kept us updated, patiently clarified our concerns, and provided reassurance whenever we needed it. His guidance truly made a difference, and we felt well-supported every step of the way. We also want to extend our thanks to the Boydens team for their assistance. Their coordination, guidance, and professionalism contributed greatly to a positive and seamless experience. We are grateful for their efforts and the decent, reliable service they provided. Overall, we are very pleased with the support we received from both Michael and Boydens, and we sincerely appreciate all the help throughout this important process.
No memberships listed.
Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.
The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.
UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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