SIMKey Mortgages

SIMKey Mortgages - Mortgage Advice Cranfield | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About SIMKey Mortgages

At SIMKey Mortgages, my commitment lies in guiding clients through the complex world of residential mortgages. Based in Cranfield, I focus primarily on helping individuals and families secure financing for their homes. Understanding that every client’s situation is unique, I take the time to learn about your specific needs, which informs the advice I provide. Navigating the mortgage landscape can feel daunting. My approach simplifies this process, ensuring you feel informed and empowered at every stage. I start by conducting a thorough assessment of your financial position and homeownership goals. This enables me to present options that align with your circumstances and aspirations. I am well-versed in different mortgage products, from fixed-rate to variable-rate mortgages, and I continuously monitor changes in the market to provide relevant insights. My knowledge extends to government schemes that can assist first-time buyers or those looking to remortgage, ensuring that I can offer guidance on all available avenues. Transparency is at the heart of my practice. I ensure you understand the implications of each option, including any associated costs and terms. It’s vital that you feel confident in your decision, which is why I encourage questions and provide straightforward, jargon-free explanations. Once we identify the right mortgage for you, I assist with the application process, liaising with lenders on your behalf to streamline communication. I aim to make this process as efficient as possible, minimising delays and ensuring you remain updated throughout. I pride myself on being approachable and available for follow-up queries, even beyond the completion of your mortgage. Building lasting relationships is important to me, and I’m here to support you not just in securing your mortgage but also in understanding the financial commitments that come with homeownership.

Specialisations

No specialisations listed.

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(90 reviews)

Banu Ozturk

23 Oct 2025

I am hugely thankful to Sharon who provided an amazing and speedy work on my buy to let mortgage process. She is highly professional, helpful and patient. She made the entire process easy and stress free with her in depth knowledge and expertise, dedication to work, attention to my needs, speed and efficiency. She is the best mortgage advisor! I highly recommend Sharon and her team at Simkey Mortgages, and will definitely work with them again in near future. Huge thanks.

Sunny Senwal

14 Oct 2025

I can’t thank Poonam enough for the amazing work she did on my house mortgage! She’s not only one of the best mortgage advisors out there but also a great friend who truly goes above and beyond for her clients. Throughout the entire process, Poonam guided me through every critical situation with professionalism, patience, and genuine care — making a complex journey feel smooth and stress-free. A big thank you as well to Karan, for helping me with my life insurance and house insurance — he managed to get everything done in the quickest time and at the best possible prices. I highly recommend Poonam and the whole team — their dedication, knowledge, and support are second to none. Truly a 5-star service!

Jo Tillcock

13 Jun 2024

I highly recommend Karan and his team for the outstanding work and quick turn around. I received excellent service and support throughout the whole process of getting a re-mortgage. The service I received from Karan and his team were very professional and efficient. I wouldn't hesitate to use them again in the future and I have already recommend them to friends and family. Thank you for everything.

Anushka parhar

11 Jun 2024

I am extremely pleased with my experience with Karan and his team. As a first-time buyer, their advice was invaluable. Karan was incredibly supportive and knowledgeable, making me feel I could rely on him every step of the way. I couldn't recommend SIMKey Mortgages more!

Agnieszka Zawadzka

15 Mar 2024

I cannot recommend Karan and his team enough! I received an excellent service and support throughout the whole process of getting a mortgage which can be daunting especially for the first-time buyers like myself. The guidance and support received from Karan truly made it a seamless journey. He helped me feel confident in the choices I was making and kept me updated and informed all the time. Thank you for everything!