Evolving Finance is an FCA-regulated mortgage broker based in Leicester, LE4 7NB, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 5/5 from 28 reviews.
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Kenil Rawal
15 May 2025My family and I were looking for our first home but weren’t sure if we would be able to get a mortgage or have enough savings to put a deposit down, after speaking to Raj at Evolving finance we were given thorough advice and put at ease. Raj went through the whole process with us and helped us secure our first home. He was there for us for every step of the way, and was always one phone call away. Amazing service, and very happy, would definitely recommend!!
Monday Osa
10 May 2025I’ve had a very positive experience with this mortgage adviser (Raj), he is clearly very passionate about his job and explains everything so clearly, he’s also very patient. I would definitely recommend.
Kaleem-ul-allah Khan
3 Apr 2025Raj, thank you for helping me with the process. Other broker didn’t give me the time because of my situation. You guiding me through my credit reports and clearing my name is helped me for my mortgage with you. We looking for a house now with agreement of loan. Thank you thank you
Sarfaraz Mota
14 Aug 2024Raj has been extremely professional with the service he has provided for us. Listened to all our concerns and gave the best advice. Highly recommend him for any mortgage related queries.
niraj prabhakar
2 Aug 2024I wanted to express my heartfelt appreciation for the exceptional service that Raj provided in helping us, where other brokers could not help. He found a solution and sorted out our Mortgages and Protection Insurance so we could buy our new home and sell our old one, which he also helped with. I would highly recommend Evolving Finance if you want to buy house, or you are renting house or if you are selling house. Raj’s advice has been very helpful in making by decision’s right and firm. He took the time to understand our needs and preferences, ensuring that we were comfortable and confident every step of the way. His planning for fund management is exceptional. And I strongly believe that this type of knowledge and understanding only come through experience. He has a wealth of experience, as an advisor. I can always work with him in future and strongly recommend him to others.
No memberships listed.
Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.
The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.
UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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