Evolving Finance

Evolving Finance - Mortgage Advice Leicester | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Evolving Finance

At Evolving Finance, I am committed to guiding clients through the often complex landscape of mortgages. Based in Leicester, I specialise in four key areas: Buy-to-Let, First Time Buyers, Remortgages, and Residential mortgages. My focus is on understanding the unique needs of each client and providing clear, informed advice that aligns with their financial goals. When it comes to Buy-to-Let mortgages, I recognise that the rental market can be challenging. I ensure that clients are well-informed about the various options available, helping them navigate everything from property selection to understanding rental yields and tax implications. My approach involves thorough research and a strong grasp of market trends, allowing clients to make sound investment decisions. For First Time Buyers, I know the excitement and apprehension that comes with purchasing your first home. I take the time to break down the mortgage process, explaining each step in a straightforward manner. By addressing concerns about deposit requirements, affordability assessments, and government schemes, I empower clients to move forward with confidence. Remortgaging can often feel daunting, whether it's for securing a better rate or accessing equity for home improvements. I guide clients through the process, analysing their current mortgage terms and exploring the best options for their circumstances. My goal is to simplify what can be a convoluted process, ensuring clients feel informed and in control. In the Residential mortgage sector, I provide insights into various mortgage products, helping clients find the right fit for their lifestyle and financial situation. My knowledge spans fixed rates, variable rates, and offset mortgages, allowing me to discuss the advantages and potential pitfalls of each option. Throughout the entire mortgage journey, I prioritise clear communication and transparency.

Specialisations

Buy-to-Let

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(28 reviews)

Kenil Rawal

15 May 2025

My family and I were looking for our first home but weren’t sure if we would be able to get a mortgage or have enough savings to put a deposit down, after speaking to Raj at Evolving finance we were given thorough advice and put at ease. Raj went through the whole process with us and helped us secure our first home. He was there for us for every step of the way, and was always one phone call away. Amazing service, and very happy, would definitely recommend!!

Monday Osa

10 May 2025

I’ve had a very positive experience with this mortgage adviser (Raj), he is clearly very passionate about his job and explains everything so clearly, he’s also very patient. I would definitely recommend.

Kaleem-ul-allah Khan

3 Apr 2025

Raj, thank you for helping me with the process. Other broker didn’t give me the time because of my situation. You guiding me through my credit reports and clearing my name is helped me for my mortgage with you. We looking for a house now with agreement of loan. Thank you thank you

Sarfaraz Mota

14 Aug 2024

Raj has been extremely professional with the service he has provided for us. Listened to all our concerns and gave the best advice. Highly recommend him for any mortgage related queries.

niraj prabhakar

2 Aug 2024

I wanted to express my heartfelt appreciation for the exceptional service that Raj provided in helping us, where other brokers could not help. He found a solution and sorted out our Mortgages and Protection Insurance so we could buy our new home and sell our old one, which he also helped with. I would highly recommend Evolving Finance if you want to buy house, or you are renting house or if you are selling house. Raj’s advice has been very helpful in making by decision’s right and firm. He took the time to understand our needs and preferences, ensuring that we were comfortable and confident every step of the way. His planning for fund management is exceptional. And I strongly believe that this type of knowledge and understanding only come through experience. He has a wealth of experience, as an advisor. I can always work with him in future and strongly recommend him to others.