The latest data from Brickflow indicates a significant £520 million in property finance offers for the second quarter of 2026. This surge highlights the ongoing demand for bridging finance, particularly as development finance searches dominate the market.
What Are the Key Figures from Q2 2026?
During the second quarter, development finance offers totalled £236.5 million, while bridging finance offers reached £258.9 million. Commercial mortgage offers were lower at £24.6 million. Notably, development finance searches represented over £8 billion of the total value of searches conducted on Brickflow’s platform, showcasing a strong interest in this area.
How Have Search Trends Changed for Bridging Finance?
Despite the overall increase in offers, searches for bridging finance fell by 13.6%, while commercial mortgage searches decreased by 22.1% and development finance searches dropped by 8.3%. In contrast, requests for decisions in principle rose, with bridging finance up 6% and commercial mortgages up 12%. This divergence suggests a cautious approach among borrowers, despite the availability of finance.
What Does This Mean for Landlords and Investors in Bridging Finance?
The decline in bridging searches may indicate a tightening of lending criteria or a shift in market sentiment among landlords and investors. However, the increase in lenders willing to finance land with detailed planning permission—up 61% since Q4 2025—could provide new opportunities for development projects. With HBI Capital, Pallas Capital, and Bridge Invest joining Brickflow’s lender panel, borrowers now have more options for bridging and development finance.
Frequently Asked Questions
What is bridging finance?
Bridging finance is a short-term loan used to bridge the gap between purchasing a new property and selling an existing one, often used in property transactions.
How can I get a bridging loan?
To obtain a bridging loan, you typically need to approach a lender, provide details about the property, and demonstrate your repayment strategy, often through the sale of another property. For more information, check our bridging finance guide.