Skipton Building Society
Building SocietySkipton Building Society is the UK's fourth-largest building society, offering residential, buy-to-let, and self-build mortgage products from its base in North Yorkshire. It pioneered the Track Record Mortgage for renters with no deposit, helping creditworthy tenants step onto the property ladder.
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About Skipton Building Society
Skipton Building Society was founded in 1853 in the North Yorkshire market town of Skipton. It has grown to become the UK's fourth-largest building society while retaining its headquarters in the town. Skipton is a mutual organisation with no shareholders, returning value to members through competitive products and service.
Skipton is known for innovation in mortgage lending. The society pioneered the Track Record Mortgage, allowing renters with a strong payment history to secure a mortgage without a deposit. Skipton also offers residential, buy-to-let, and self-build mortgages. The society serves customers through branches, online, and via mortgage brokers.
Skipton has expanded through acquisitions including the Cheshire and Stroud & Swindon building societies. The society is regulated by the FCA and PRA and maintains a strong presence in the North of England with nationwide reach through intermediaries.
Lending Focus
Skipton Building Society offers mortgage products across 3 categories including Residential, Buy-to-Let, Self Build.
Key Features
- Track Record Mortgage for renters with no deposit requirement
- Self-build mortgage with stage-release funding
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.
