Progressive Building Society
Building SocietyProgressive Building Society is the largest locally headquartered building society in Northern Ireland, offering residential and buy-to-let mortgages. With a strong presence across Northern Ireland, they combine deep local market knowledge with competitive products for homebuyers and landlords in the region.
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Lending Focus
Progressive Building Society offers mortgage products across 2 categories including Residential, Buy-to-Let.
Key Features
- Largest locally owned building society in Northern Ireland
- Residential mortgages up to 90% LTV
- Buy-to-let products for NI landlords
- Available through brokers and branch network
- Deep Northern Ireland property market expertise
Pros & Cons
Pros
- Largest locally owned building society in Northern Ireland
- Deep Northern Ireland property market expertise
- Both residential and buy-to-let products available
- Available through brokers and branch network
Cons
- –Primarily focused on Northern Ireland — limited mainland UK presence
- –No bridging, commercial, or specialist lending products
- –Smaller product range than UK-wide lenders
Fees & Charges
Arrangement Fee
Typically £499–£999 — varies by product
Valuation Fee
Varies by property value — quoted at application
Early Repayment Charge
Typically applies during fixed-rate period — varies by product
Overpayment Allowance
Up to 10% of outstanding balance per year
Mortgage Rates
Rate data coming soon
We're working on adding live mortgage rate information for Progressive Building Society. In the meantime, visit their website for the latest rates.
View rates on Progressive Building SocietyApplication Process
Processing Time
3–6 weeks from application to offer
Online DIP
No — via broker or branch
Offer Valid For
6 months from date of offer
Lending Criteria
Maximum LTV
90%
Frequently Asked Questions
Does Progressive Building Society only lend in Northern Ireland?
Does Progressive Building Society offer buy-to-let mortgages?
What is the maximum LTV from Progressive Building Society?
Can I apply through a broker for a Progressive Building Society mortgage?
How to Apply
Direct & Broker Access
You can apply directly with Progressive Building Society or through a mortgage broker. Using a broker gives you access to the whole market and may secure better terms. Find a broker
Contact Information
Need a Progressive Building Society Broker?
Find FCA-regulated mortgage brokers who have Progressive Building Society on their lender panel.
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.