Nottingham Building Society
Building SocietyNottingham Building Society is a well-established mutual lender offering residential and buy-to-let mortgages through both direct and intermediary channels. With over 175 years of history, it combines traditional building society values with modern lending solutions for a range of borrower types.
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Lending Focus
Nottingham Building Society offers mortgage products across 2 categories including Residential, Buy-to-Let.
Key Features
- Intermediary-exclusive products alongside direct mortgage range
- Flexible underwriting with individual case assessment
- Buy-to-let products for experienced and first-time landlords
- Competitive fixed-rate deals with fee-free options
- Personal service with named mortgage case managers
Pros & Cons
Pros
- Named case managers provide a personal touch through the application process
- Flexible underwriting with individual case assessment for non-standard situations
- Fee-free mortgage options available on many products
- Over 175 years of lending experience as a trusted mutual
Cons
- –Maximum LTV of 90% — no 95% products available
- –Maximum loan amount capped at £1 million — lower than most competitors
- –Branch network limited to the East Midlands region
Fees & Charges
Arrangement Fee
Fee-free options available; otherwise up to £999
Valuation Fee
£250–£1,200 depending on property value
Early Repayment Charge
1–5% during the initial deal period
Overpayment Allowance
Up to 10% per year without charge
Mortgage Rates
Rate data coming soon
We're working on adding live mortgage rate information for Nottingham Building Society. In the meantime, visit their website for the latest rates.
View rates on Nottingham Building SocietyApplication Process
Processing Time
3–5 weeks from application to offer
Online DIP
No — via broker or branch
Offer Valid For
6 months
Lending Criteria
Maximum LTV
90%
Max Loan Amount
£1m
Min Loan Amount
£25k
Rate Types
fixed, tracker, discount
Frequently Asked Questions
What is the maximum loan amount with Nottingham Building Society?
Does Nottingham Building Society offer intermediary-exclusive products?
Does Nottingham Building Society accept first-time landlords for buy-to-let?
Will I get a named case manager with Nottingham Building Society?
How to Apply
Direct & Broker Access
You can apply directly with Nottingham Building Society or through a mortgage broker. Using a broker gives you access to the whole market and may secure better terms. Find a broker
Contact Information
Need a Nottingham Building Society Broker?
Find FCA-regulated mortgage brokers who have Nottingham Building Society on their lender panel.
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.