LiveMore Capital
Specialist LenderLiveMore Capital is a specialist later-life and equity release lender designed to serve borrowers aged 50 and over. They offer retirement interest-only mortgages and equity release products, addressing the growing demand for flexible lending solutions in later life.
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Lending Focus
LiveMore Capital offers mortgage products across 2 categories including Residential, Equity Release.
Key Features
- Specialist later-life mortgage products for over 50s
- Retirement interest-only (RIO) mortgages
- Equity release plans with flexible features
- No maximum age limit on applications
- Pension and retirement income fully considered
Pros & Cons
Pros
- Specialist focus on later-life lending for over 50s
- No maximum age limit on applications
- Offers both RIO mortgages and equity release plans
- Pension and retirement income fully considered
Cons
- –Broker-only — cannot apply direct
- –Maximum 65% LTV limits borrowing capacity
- –Not suitable for younger borrowers or standard residential lending
Fees & Charges
Arrangement Fee
Typically £995 — varies by product
Valuation Fee
Based on property value — usually £250–£1,500
Early Repayment Charge
Varies by product — equity release plans may have ERCs in early years
Overpayment Allowance
Up to 10% per year on RIO products; varies on equity release
Mortgage Rates
Rate data coming soon
We're working on adding live mortgage rate information for LiveMore Capital. In the meantime, visit their website for the latest rates.
View rates on LiveMore CapitalApplication Process
Processing Time
3–6 weeks from application to offer
Online DIP
Yes — available online
Offer Valid For
6 months
Lending Criteria
Maximum LTV
65%
Frequently Asked Questions
Is there a maximum age for LiveMore Capital mortgages?
Does LiveMore Capital offer retirement interest-only mortgages?
What income does LiveMore Capital accept?
How to Apply
Broker Only
LiveMore Capital products are only available through mortgage brokers. Use our broker directory to find a broker with LiveMore Capital on their lender panel.
Contact Information
Need a LiveMore Capital Broker?
Find FCA-regulated mortgage brokers who have LiveMore Capital on their lender panel.
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.