Bluestone Mortgages
Specialist LenderBluestone Mortgages is a Welsh-headquartered specialist lender with Australian parent company backing, focused on adverse credit and self-employed mortgage lending. They are known for their transparent approach to credit impairment, providing clear criteria that help brokers place cases with confidence.
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About Bluestone Mortgages
Bluestone Mortgages was founded in Wales and is backed by Bluestone Group, an Australian financial services company with experience in non-conforming lending. Bluestone focuses on adverse credit and self-employed mortgage lending, serving borrowers who struggle to access mainstream products. The lender has its headquarters in Wales and operates across the UK.
Bluestone is known for its transparent approach to credit impairment. The lender provides clear, published criteria that help brokers understand what is acceptable, reducing uncertainty when placing complex cases. Bluestone accepts a range of credit events and considers each application on its merits.
Bluestone Mortgages is broker-only and works with intermediaries across the UK. The lender benefits from its parent company's experience in specialist lending. Bluestone is regulated by the FCA.
Lending Focus
Bluestone Mortgages offers mortgage products across 2 categories including Residential, Adverse Credit.
Key Features
- Transparent adverse credit criteria with clear guidelines
- Backed by Australian parent company for funding stability
- Self-employed lending with flexible income verification
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.







