Top 10 Best First Time Buyer Brokers in the UK (2026)
Ranked shortlist from our directory — same broker pool and rules as our First Time Buyer guide. Not a personal recommendation; see how we rank below.

How this list is built
We use transparent directory signals only - no paid placement.
- Brokers must list first time buyer in our directory, using the same matching rules as the pillar page.
- Order is based on verification signal, then average rating, then total review count.
- This is directory ordering, not a personal recommendation or financial advice.
Shortlist
FCA-regulated brokers in our directory with first time buyer specialisation, ordered as above.
10 brokers

Tembo
Hackney
Tembo is a mortgage broker based in Hackney. The firm supports clients with Buy-to-Let and First Time Buyers mortgages.

Yellow Brick Mortgages
Norwich
Yellow Brick Mortgages is a mortgage broker based in Norwich. The firm supports clients with Adverse Credit and Auction mortgages.

Create Finance
Derby
Create Finance is a mortgage broker based in Derby. The firm supports clients with Adverse Credit and Auction mortgages.

Advantage FS - Bristol Mortgage Broker
Bristol
Advantage FS - Bristol Mortgage Broker is a mortgage broker based in Bristol. The firm supports clients with Adverse Credit and Buy-to-Let mortgages.

Advantage Financial Solutions
Thornbury
Advantage Financial Solutions is a mortgage broker based in Thornbury. The firm supports clients with Adverse Credit and Auction mortgages.

Fidenti Mortgages & Protection Ltd
Staffordshire
Fidenti Mortgages & Protection Ltd is a mortgage broker based in Staffordshire. The firm supports clients with Buy-to-Let and First Time Buyers mortgages.

The Finance Planning Group
Crawley
The Finance Planning Group is a mortgage broker based in Crawley. The firm supports clients with Adverse Credit and Buy-to-Let mortgages.

Derbyshire Mortgage Services
Leicester
Derbyshire Mortgage Services is a mortgage broker based in Leicester. The firm supports clients with First Time Buyers and Help to Buy mortgages.

Allegro
Stantonbury
Allegro is a mortgage broker based in Stantonbury. The firm supports clients with Adverse Credit and Auction mortgages.

Threshold Mortgage Advice
Southampton
Threshold Mortgage Advice is a mortgage broker based in Southampton. The firm supports clients with First Time Buyers and Help to Buy mortgages.
Related Articles
Practical guides and explainers from our blog — relevant to this mortgage type.

How Much Deposit Do You Need for a First Mortgage in 2026?
Find out how much deposit you need as a first-time buyer in 2026, from 5% options to the benefits of saving more. Includes tips for building your deposit faster.

First-Time Buyer Schemes 2026: Every Government Scheme Explained
A complete guide to every government scheme available to first-time buyers in 2026 — from First Homes to shared ownership, Lifetime ISAs, and regional programmes.

The Mortgage Application Process: Step-by-Step Timeline
A step-by-step guide to the UK mortgage application process — from agreement in principle to completion. Understand timelines, documents needed, and what to expect at each stage.

Mid Cheshire’s First-Time Buyers to Benefit from Major Housing Overhaul
Mid Cheshire s first-time buyers are set to benefit from an impending major overhaul in the UK s housing policies. This change could stimulate the property market, benefiting homeowners, investors, and the broader property market.

Potential Repercussions of Property Tax Revision on First-Time Buyers
This article provides an analysis of the potential consequences of the proposed property tax changes on first-time buyers. It highlights the possible challenges, including amplified property prices, increased rental market pressure, and a complicated purchasing process.
First Time Buyer Mortgages: Your Complete Getting Started Guide
Complete guide to first time buyer mortgages. Learn about government schemes, deposit requirements, and application process.
Important Information
Mortgage118 is not a lender or broker. This page reflects directory information only and is not financial advice. Confirm FCA status and suitability with an adviser before you act.