Kate Pedley Mortgages is an FCA-regulated mortgage broker based in Vale of Glamorgan, CF64 5FH, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 5/5 from 53 reviews.
Unverified profile
Verification is pending.
Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
Awaiting broker claim/verification to unlock team profiles.
Georgina Rees
1 Mar 2026Kate was great and I couldn’t recommend her enough. She was extremely prompt with her responses and explained everything to me and my partner to ensure we both understood the different mortgages out there as well as the terms of the mortgage we were obtaining. She managed to get our mortgage sorted quickly, and found us a great interest rate.
Faebian Averies
13 Jan 2026Kate was recommended to us by my brother who had used her services to tackle a difficult mortgage application a few years back as my half of the application was set to be tricky due to being a freelancer. Kate immediately set about aiding us through the process in a smooth, knowledgeable and professional manner, explaining the ins and outs of our specific (and sometimes complex) application. Her speedy responses and clarity of information were the main reasons we have just purchased our first home together with an ease that we didn't expect when first thinking about mortgages. We couldn't recommend Kate's services enough :) Faebian and Joshua
Emily Tuckwell
19 Dec 2025Kate dealt with my first mortgage six years ago and our second mortgage this year and I honestly wouldn’t go anywhere else, she is always quick to respond, always happy to help, finds the best deals tailored to your situation, super friendly and couldn’t be more helpful, patient and informative and is absolutely fantastic at what she does. Highly recommend. Thankyou so much Kate!
Jay Shallish
30 Sept 2025After having a few issues with a previous mortgage advisor I was introduced to Kate who was brilliant! All issues got sorted straight away and she found the ideal mortgage and insurances for me. Always there when I needed advice and seemed to genuinely care that the process was as easy as possible for a first time buyer 👏
Natalie Jones
24 Jul 2025Kate was absolutely fantastic helping us buy our first home, I cannot recommend her enough to any first time buyers! Her communication was fantastic, she really took the time to make sure we understood the whole process and answered any questions we had. We felt we were in safe hands throughout the process 🤗 thanks so much Kate!
No memberships listed.
Regulatory Status
Direct Authorisation
FCA Number
990499Get clarity on rates, affordability, and next steps in one quick conversation.
This broker is currently not verified
Contact details will unlock when the broker verifies the listing.
Practical guides and explainers from our blog — relevant to this mortgage type.
The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.
Cardiff, South Wales
GoBear Loans is a mortgage broker based in Cardiff, South Wales.
Cardiff, South Wales
Mooney Mortgage and Protection is a mortgage broker based in Cardiff, South Wales.
Cardiff, South Wales
Charles Frank Finance Ltd - incorporating SimplyZest Protection is a mortgage broker based in Cardiff, South Wales.
Cardiff, South Wales
Talk mortgage broker is a mortgage broker based in Cardiff, South Wales.
This listing is not yet verified.
Tell us your goals and budget in under 2 minutes and we will suggest suitable FCA-regulated verified brokers nearby.
UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
This broker is currently not verified
Contact details will unlock when the broker verifies the listing.
Tell us your goals and budget in under 2 minutes and we will suggest suitable FCA-regulated verified brokers nearby.
Social Media
Follow Kate Pedley Mortgages on social media for updates and insights.