Charles West
4 Jan 2026Cate was great - made it easy to get the mortgage, which took lots of the stress out of moving.
Mortgage Time is an FCA-regulated mortgage broker based in City of Edinburgh, EH11 2rz, specialising in Residential. Rated 4.9/5 from 20 reviews.
Unverified profile
Verification is pending.

Meet our experienced team of mortgage professionals
Charles West
4 Jan 2026Cate was great - made it easy to get the mortgage, which took lots of the stress out of moving.
Cherry Nguyen
21 Jul 2025Cate was amazing in helping me get my very first home through Mortgage Time. She made everything clear and stress-free, always ready to answer my questions with patience and care. Thanks to her, what felt impossible became possible. Truly grateful and highly recommend Cate to anyone buying their first home!
Tu Uyen Tran Lam
15 May 2025We wanted to have a bigger house, and Chris made our dream come true while other solicitors had told us it was impossible. He was very responsive and professional. We were always kept updated about the process and given clear guidance on what to do. I definitely couldn't ask for more. The other staff were also very helpful and friendly. Thank you so much!
florence mcintosh
2 May 2025Cannot recommend Kerry at Mortgage Time enough, this is the second time Kerry has helped us through the mortage process and we wouldn’t use anyone else. This was our first time buying and selling and we had no idea where to start, Kerry was so knowledgable, patient and reachable. She always kept us informed and was always on hand to answer our MANY questions and concerns that arose through a very stressful period. Nothing was too much trouble! We opted to ‘port’ our mortgage and she ensured she got us the best rate available, taking all aspects of our financial situation into account. We also received a beautiful, thoughtful welcome hamper from Mortgage Time which was a lovely touch! Thank you for making a very big, scary process a lot less daunting, see you in two years (apologies in advance). Attached in our dog Phoebe loving her new garden!
Milla Rosalia
13 Nov 2024Cate and the team were incredible throughout the entire process, from the mortgage offer to insurance. They kept me updated every step of the way, staying in touch via phone and email, which made everything so much easier. Cate’s knowledge and dedication were exceptional, and I felt confident and supported the whole time. Highly recommend!
No memberships listed.
Regulatory Status
Appointed Representative
Authorised Representative Of
HL Partnership Limited
Practical guides and explainers from our blog — relevant to this mortgage type.

Compare fixed and variable rate mortgages side by side. Understand the pros and cons of each, how the Bank of England base rate affects your payments, and which suits your situation.

Interest-only mortgages are harder to get but still available. This guide explains current criteria, which lenders offer them, repayment strategies, and alternatives if you don t qualify.

What credit score do you need for a UK mortgage? This guide covers the minimum scores lenders look for, how to check your score, and practical steps to improve it before applying.

Despite a slight dip in UK house prices in September, the market shows a 1.3% increase over the past year. This growth suggests resilience amidst economic uncertainties, with implications for buyers and homeowners alike. A deeper understanding of these trends can help stakeholders make informed property finance decisions.

Edinburgh, Central Scotland
HWM Mortgage & Protection Specialists is a mortgage broker based in Edinburgh, Central Scotland.

Edinburgh, Central Scotland
Bespoke Home Finance is a mortgage broker based in Edinburgh, Central Scotland.

Edinburgh, Central Scotland
Get Mortgage is a mortgage broker based in Edinburgh, Central Scotland.

Edinburgh, Central Scotland
Edinburgh Mortgage Centre is a mortgage broker based in Edinburgh, Central Scotland.
Mortgage118 is an independent broker directory — not a mortgage broker or lender — and does not provide mortgage advice. All brokers listed hold their own individual FCA authorisation; always verify a broker's status on the FCA Register. Important: Your home may be repossessed if you do not keep up repayments on your mortgage, and you should think carefully before securing other debts against your home. Mortgage118 does not charge consumers. If you have a complaint about a mortgage broker, contact the Financial Ombudsman Service. Mortgage brokers are not covered by the Financial Services Compensation Scheme (FSCS) for mortgage advice — check with your broker directly about their professional indemnity insurance. Mattison Elm Ltd trading as Mortgage118 — Company No. 09831228 — Registered at 7 Bell Yard, London WC2A 2JR.
Social Media
Follow Mortgage Time on social media for updates and insights.