Molly Hanley
18 Nov 2025Chris is absolutely brilliant. He took care of everything, explained everything in detail and I never felt like I was taking up too much of his time with all my questions. Highly recommend. Will be using Chris again!
Chris Evans Mortgage Services is an FCA-regulated mortgage broker based in City of Edinburgh, EH17 8LW, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 5/5 from 38 reviews.
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Molly Hanley
18 Nov 2025Chris is absolutely brilliant. He took care of everything, explained everything in detail and I never felt like I was taking up too much of his time with all my questions. Highly recommend. Will be using Chris again!
Jenna Richards
6 Oct 2025As first-time buyers, we couldn’t have asked for a better mortgage adviser. Chris was incredibly thorough from start to finish, taking the time to explain everything clearly and making sure we understood each step of the process. He kept us fully updated throughout, which really helped put our minds at ease. What could have been a stressful experience turned out to be smooth and straightforward thanks to his guidance and support. We’d highly recommend Chris to anyone looking for a knowledgeable and approachable mortgage adviser! Thanks again, Jenna & Leon
Amy Garden
6 Sept 2025I can’t recommend Chris enough, he was so helpful at all times and his communication was second to none. He has an amazing knowledge of the industry and this reflected on his advice given. I would certainly advise anyone wanting advice on mortgages and property to get in touch with him, they won’t be disappointed. Thanks again Chris. Amy
Emma O
9 Jun 2025Chris has been my mortgage adviser since 2015 and i can confidently say he has been an invaluable resource in navigating the complexities of mortgage options. His expertise and dedication to providing excellent mortgage advice have consistently exceeded my expectations. He takes out the time to understand my financial situation and long term goals ensuring that the advice he provides is tailored to my needs. His Professionalism and commitment to client satisfaction is truly commendable. I will recommend Chris to anyone seeking reliable and expert mortgage advice.
Hema kukre4ti
14 May 2025We had a great experience working with Chris for our mortgage. He was incredibly knowledgeable and guided us through every step of the application process. Chris was always available to answer our questions and provided clear, supportive advice throughout. We truly appreciated how efficiently and calmly he handled everything. Highly recommend his services!
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FCA Number
923719Practical guides and explainers from our blog — relevant to this mortgage type.

The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.

UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.

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