Oxford Mortgage Company

Oxford Mortgage Company - Mortgage Advice Oxford | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

Team locked

Daniel Evans

Protection Specialist

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About Oxford Mortgage Company

At Oxford Mortgage Company, I pride myself on navigating the complexities of the mortgage market with clarity and expertise. My office, nestled in the heart of Bicester, serves as a hub for providing tailored mortgage advice to first-time buyers, those looking to remortgage, and investors seeking to expand their property portfolios. Engaging with clients from the outset, I focus on understanding your individual circumstances and objectives. My approach is comprehensive; I delve into your financial landscape, exploring your current situation and future aspirations. This allows me to identify the most suitable mortgage options available, whether you're considering a fixed-rate, variable-rate, or interest-only product. The mortgage process can often feel daunting, but I strive to simplify it for you. I guide you through each stage, from initial consultation to application submission, ensuring that you remain informed and confident in your decisions. My extensive knowledge of various lenders and their criteria enables me to present you with choices that align with your financial goals. Aside from traditional residential mortgages, I specialise in buy-to-let mortgages, helping property investors navigate the unique challenges of the rental market. I understand the importance of finding the right finance solution that not only fits your current portfolio but also supports your future growth ambitions. Furthermore, I am adept at assisting clients with more complex requirements, such as self-employed individuals or those with adverse credit histories. My aim is to demystify the mortgage process, providing insights and strategies to enhance your chances of approval. I believe in fostering long-term relationships with my clients, offering support not just during the mortgage application, but also as your circumstances evolve.

Specialisations

No specialisations listed.

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

4.9(59 reviews)

Omobolanle Smith

2 Mar 2026

If you need a knowledgeable, honest, punctual, organised, professional mortgage broker who cares about his clients, contact Jay Sarbatta from Oxford Mortgage Company. Our experience with him was faultless. He was very patient with us when we had some difficulty in the buying process. We are grateful we crossed paths with him. He will be our go to for remortgages.

Steve Hunt

1 Mar 2026

Jay has been great with sorting my new mortgage! So helpful and knowledgeable. Communication is top notch and always available for questions no matter how big or small. Worked wonders for us and got us the best deal. Thanks once again Jay will defo use you again if we move and also recommend family and friends when they decide to get moving too 👍

Tina T

19 Feb 2026

I highly recommend you avoid this lender. I received a mail offer and when I called they changed it multiple times. I just wanted to refinance and use my equity and get rid of PMI. They changed my interest rate, terms of loan, requirements of income.. When it came time to close, they haven’t given me any documents to review, then sure enough, the 2 payments that were to be deferred turned into 1 payment with no warning. When I questioned it I was told that I signed the papers so, my problem. They didn’t even try to make it right. I would not use them again.

Andy Hill

30 Jan 2026

Jay has done a wonderful job helping us secure the right mortgage for our new home. He is very knowledgable, always available to speak and answer questions and very detailed with his recommendations and reasoning. We fee in very safe hands with Jay and would highly recommend him, thank you.

lori marshall

23 Jan 2026

I have had the best experience with Jay and Oxford Mortgage Company over about the last 4 years. Jay has always given great and honest advise, fast at responding and making time to talk either by phone, message or video call at the drop of a hat. I cannot fault the professional yet friendly and humorous approach to what can sometimes be stressful and difficult conversations when getting a mortgage. Jay has always gone above and beyond and I will certainly be recommending him to friends and family and will definitely always come back in the future. Thank you Jay for everything!