Mike Gall Mortgage Services

Mike Gall Mortgage Services | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Mike Gall Mortgage Services

At Mike Gall Mortgage Services, I’m committed to guiding you through the often intricate landscape of mortgage options. Based in Ormskirk, I specialise in providing comprehensive mortgage advice tailored to your unique circumstances, whether you are a first-time buyer, looking to remortgage, or exploring buy-to-let opportunities. My approach begins with understanding your specific needs and financial situation. I take the time to listen, ensuring that I grasp both your immediate requirements and your long-term aspirations. This foundational step allows me to navigate the diverse range of mortgage products available in today’s market effectively. With access to a wide array of lenders, I can assist you in finding the right mortgage that aligns with your financial goals. I pride myself on my thorough and detailed application process. Once we identify the most suitable options, I support you through every stage of the mortgage application. From completing paperwork to liaising with lenders, I ensure that you are informed and confident in each decision. I also understand that timing is crucial; therefore, my proactive approach helps to expedite the process, minimising delays and keeping you updated throughout. In addition to residential mortgages, I offer specialised advice for those interested in buy-to-let investments. Navigating the complexities of investment properties requires a keen understanding of market conditions and lending criteria, and I’m here to provide that insight. Whether you are new to the property market or expanding your investment portfolio, my focus is on equipping you with the knowledge to make informed decisions. Being based in the North West, I have a deep understanding of the local property market dynamics. This geographical insight can be invaluable, especially when considering factors such as area growth potential and rental yields.

Specialisations

No specialisations listed.

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(147 reviews)

Ryan Bridge

14 Feb 2026

Excellent service from Mike, we received mortgage offer within a week. He understands people are working full time and can arrange meetings out of hours which helps massively. Fast and easy process, would recommend to anyone

Ayme Ryan

11 Nov 2025

We cannot thank Mike enough for the exceptional service he provided in arranging our mortgage. As first-time buyers — with one of us being self-employed — we were naturally quite anxious about the process. However, Mike’s professionalism, clear communication, and constant support put us completely at ease. He was always available to answer our queries and guided us through every step with confidence and care. The entire process was far smoother than we could have imagined, and we are extremely grateful for his expertise. We would not hesitate to highly recommend Mike to anyone seeking mortgage advice or assistance.

Jonny Mellor

17 Oct 2025

We've used Mike for 7 years now for house purchasing and renewing our mortgage deals. Throughout the years Mike has been extremely helpful and provides fast professional, efficient service, most importantly getting us the best possible deal on our mortgage! We've recommended him to friends and families who have also used him and been impressed with his services. Thanks for all your help Mike!

Gabriella Pennington

11 Oct 2025

Review for Mike… We took a leap of faith and chose Mike as our mortgage advisor after reading his positive reviews online—and what a fantastic decision that turned out to be! From the very first conversation, Mike was an absolute gem 💎. He guided us through every step, kept us updated throughout the process, and gave us advice we didn’t even know we needed. His knowledge is incredible. Our mortgage is fixed for 2 years, but there’s no doubt we’ll be going back to Mike when the time comes to review. If you’re first-time buyers looking for someone trustworthy, knowledgeable, and genuinely lovely to work with—Mike’s your guy!

Sam Harrison

28 Sept 2025

Mike has been excellent at organising our mortgage. He is approachable, professional and highly knowledgeable, he has guided us throughout the process. We would definitely recommend him and his services. Thank you for all your work Mike! 🏡