Rowlands & Hames Chartered Commercial Insurance Brokers is an FCA-regulated mortgage broker based in Blackpool, FY2 0FP, specialising in Buy-to-Let, Care Homes, Refurbishment and 1 other areas. Rated 5/5 from 9 reviews.
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Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
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Jamie Willacy
30 Jul 2025My company has been a Rowlands & Hames customer for over 20 years and we have always received excellent service and competitive pricing. Tony and the team's knowledge and experience are second to none and I couldn't recommend them highly enough.
Dawn Taylor
15 Jul 2025My company - Shelby - has used Rowlands & Hames Insurance Brokers for several years and has consistently received an outstanding service. In a complex and often confusing insurance market, they take the time to find the right policies, break down the fine print, and provide clear, easy-to-understand summaries. This lets us focus on running our business with confidence. Mike Watkinson and the team are knowledgeable, responsive, and always ready to help. We would highly recommend Rowlands & Hames!
Marina Frankel
8 Jul 2025I can highly recommend Rowlands & Hames for both Business and Personal Insurances. The team is trustworthy, knowledgeable and reliable. I feel that whatever future holds, I will be protected.
ben anderson
7 Jul 2025We have been working with Rowlands & Hames for over a year now and cannot recommend them highly enough. The team is professional, knowledgeable, and efficient. We deal mainly with Mike, who consistently provides clear advice, ensuring we have the right cover in place for our specific needs. He takes the time to explain everything thoroughly and is always very responsive and friendly. Katrina has also been excellent to work with. I have no hesitation in sending anybody their way.
Becky Pow
30 Jun 2025We have worked alongside Rowlands & Hames now for nine years and they feel like an extension of our Charity team. They fully support our mission and empower us to carry out our mission. They always have our best interests as heart, ensure we are fully insured and have thought of every eventuality. Mike and Paul are always there at the end of the phone to answer our questions or provide us with information and find us the best cover. Colin has managed any claims impeccably. Overall we really feel that R&H take the mystery out of insurance for us, they are a pleasure to deal with and cannot recommend them enough. Thanks R&H!
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UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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