Spiritus Wealth Ltd is an FCA-regulated mortgage broker based in Cambridge, CB2 1GE, specialising in Residential. Rated 5/5 from 3 reviews.
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Meet our experienced team of mortgage professionals
Roger Lee
14 Feb 2022Joe has been looking after our long term investments and pensions for a number of years now. It’s one of of the better life decisions we made. Obviously there’s no guarantee that investments will perform positively, but I trust Joe implicitly to offer the best possible advice.
Attilio Leccisotti
4 Feb 2022A knowledgeable and professional outfit with a great service offering. Joe and Richard are friendly and approachable and able to give advice in an assured and easy to understand manner. Highly recommend them.
Max Hallam
2 Feb 2022I have found both Joe and Richard to be very knowledgable in their field. They clearly have an abundance of relevant experience and as a result are excellent at distilling complicated information into a very understandable format to enable effective decision making. I have found them to be extremely helpful on a variety of complex matters and often recommended them to friends and colleagues.
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Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.
Compare fixed and variable rate mortgages side by side. Understand the pros and cons of each, how the Bank of England base rate affects your payments, and which suits your situation.
Interest-only mortgages are harder to get but still available. This guide explains current criteria, which lenders offer them, repayment strategies, and alternatives if you don t qualify.
What credit score do you need for a UK mortgage? This guide covers the minimum scores lenders look for, how to check your score, and practical steps to improve it before applying.
Despite a slight dip in UK house prices in September, the market shows a 1.3% increase over the past year. This growth suggests resilience amidst economic uncertainties, with implications for buyers and homeowners alike. A deeper understanding of these trends can help stakeholders make informed property finance decisions.
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