Mortgage118 Insights

54 Articles

Residential News

Discover expert insights, practical guidance, and the latest market news in residential.

Residential

The Tipton Launches Innovative Online Mortgage Portal

The Tipton has launched a new online mortgage portal to enhance broker service and streamline applications.

9 May 2026

3 min read

Residential

Mortgage Strategy Announces Judging Panel for 2026 Awards

Mortgage Strategy reveals the judging panel for the 2026 Specialist Lending Awards, highlighting key industry figures and their impact.

9 May 2026

3 min read

Residential

Mortgage Repayments Could Rise by £3,380 Amid Economic Uncertainty

UK homeowners face potential mortgage repayment increases of over £3,000 annually due to economic uncertainties.

9 May 2026

3 min read

Residential

Halifax Reports Minimal Change in House Prices for April 2026

Halifax reports a slight decline in UK house prices for April 2026.

9 May 2026

3 min read

Residential

Gatehouse Bank Joins The Right Mortgage Panel

Gatehouse Bank joins The Right Mortgage panel, offering Shariah-compliant finance options for advisers.

8 May 2026

2 min read

Residential

Mortgage Affordability in UK: A Detailed Analysis for 2026

UK homebuyers are currently spending an average of 21.2% of their gross income on mortgage payments, the highest level since 2008. The areas with the highest affordability requirements are North Norfolk and the London Borough of Hillingdon.

6 May 2026

3 min read

Residential

Zoopla House Price Index: What UK House Price Inflation Means for Mortgages in 2026

Zoopla s house price index reveals a steady UK house price inflation rate of 1.3%. This article examines the implications of these figures for homeowners and potential buyers.

30 April 2026

3 min read

Residential

Protecting Your Property in Winter: Implications for UK Mortgage Holders in 2026

The importance of winter-proofing properties is underscored by the 8,000 frozen-pipe claims made in 2024, costing an average of £33,000 each. Additionally, 56% of home insurance policies don t clearly define flooding, and 32% don t define what counts as a storm.

30 April 2026

4 min read

Residential

UK House Prices Slip Below £300K: Impact on Mortgage Payments in 2026

UK house prices have dipped below the £300,000 mark for the first time in 2026, largely due to geopolitical tensions in the Middle East and rising mortgage rates.

27 April 2026

4 min read

Residential

NatWest’s Direct Client Updates: Implications for Mortgage Brokers and Borrowers in 2026

NatWest is now providing direct case updates to clients, a move that brokers argue undermines their role and complicates communication with clients.

27 April 2026

4 min read

Residential

Fixed vs Variable Rate Mortgages: Which Is Right for You in 2026?

Compare fixed and variable rate mortgages side by side. Understand the pros and cons of each, how the Bank of England base rate affects your payments, and which suits your situation.

30 March 2026

3 min read

Residential

What Credit Score Do You Need for a Mortgage?

What credit score do you need for a UK mortgage? This guide covers the minimum scores lenders look for, how to check your score, and practical steps to improve it before applying.

30 March 2026

3 min read

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