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Major UK Lenders Announce Mortgage Rate Reductions: What It Means for Home Buyers

Major UK lenders including Halifax Intermediaries and TSB are reducing mortgage rates, potentially saving first-time buyers hundreds of pounds annually. This comes amidst a gradual recovery in the mortgage market.

David Sampson
17 April 2026
3 min read

TSB and Other Lenders Cut Mortgage Rates: Impact on First-Time Buyers

TSB, Santander, Atom bank, Fleet Mortgages, and Coventry for Intermediaries have announced mortgage rate cuts. For a first-time buyer with a £250,000 mortgage at 90% LTV, this could mean a saving of £732 per year.

David Sampson
17 April 2026
3 min

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