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Landlord Possession Claims Rise Amid Falling Mortgage Repossessions

Landlord possession claims have risen 6% while mortgage repossessions fall, indicating a shifting rental market.

By David Sampson
24 August 2026
2 min read
UK residential mortgage article image for Landlord Possession Claims Rise Amid Falling Mortgage Repossessions

TL;DR

  • Landlord possession claims surged by 6% year-on-year, totaling 23,635.
  • however, mortgage repossessions fell by 14%, impacting borrowers and landlords across the UK.

Written by David Sampson for Mortgage118. Last updated 24 August 2026. Reviewed against our editorial standards. Editorial standards. Mortgage118 is a directory — not FCA-authorised and not a mortgage adviser.

Recent figures from the Ministry of Justice reveal a 6% increase in landlord possession claims in the second quarter of 2026, highlighting a growing trend in the rental market. Despite this rise, repossessions by county court bailiffs have decreased, indicating a complex market for landlords and tenants alike.

What are the latest trends in landlord possession claims?

Between April and June 2026, landlord possession claims rose to 23,635, up from 22,352 in the same quarter of the previous year. Notably, accelerated possession claims saw the most significant increase, rising by 16%. While private landlord claims increased by 5%, social landlord claims fell by 3%. This data reflects the first two months following the implementation of the Renters’ Rights Act on 1 May 2026.

How are repossession rates changing?

Despite the rise in possession claims, repossessions have declined, with a 3% drop to 6,560 repossessions nationwide. In London, which accounted for a third of all claims, landlord warrants fell by 20% year-on-year. The median time from a landlord possession claim to repossession slightly shortened to 27.1 weeks, while mortgage repossessions also saw a decline of 14%, bringing the total to 1,008.

What does this mean for landlords and mortgage borrowers?

For landlords, the increase in possession claims could indicate a tightening rental market, necessitating closer management of tenant relationships and potential legal proceedings. Conversely, the decline in repossessions suggests that mortgage borrowers may be experiencing some relief, with mortgage possession claims down by 20% from the previous year. This shift may provide a temporary buffer for those facing financial difficulties.

Frequently asked questions

What are accelerated possession claims?

Accelerated possession claims are a legal process that allows landlords to regain possession of their property more quickly, typically used when tenants are in rent arrears.

How can I calculate my mortgage repayments?

You can use a mortgage calculator to estimate your monthly repayments based on your loan amount, interest rate, and term.

About David Sampson

David Sampson writes about the UK mortgage market for Mortgage118, covering specialist lending, market trends, and practical advice for borrowers. All content is reviewed for accuracy against FCA guidelines and current market data.

Landlord Possession Claims Rise Amid Falling Mortgage Repossessions | Mortgage118