The Mortgage Works
BankThe Mortgage Works (TMW) is Nationwide Building Society's intermediary-only buy-to-let lending brand, offering competitive buy-to-let products for individual and portfolio landlords through mortgage brokers.
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About The Mortgage Works
The Mortgage Works (TMW) was established in 1991 and is the intermediary-only buy-to-let lending brand of Nationwide Building Society, the UK's largest building society. TMW was originally a standalone mortgage lender before being acquired by Nationwide, and it now operates exclusively as a buy-to-let specialist within the Nationwide Group.
TMW offers a comprehensive range of buy-to-let mortgage products for individual landlords and portfolio investors. The brand benefits from Nationwide's financial strength, mutual values, and robust funding base. TMW products include fixed-rate, tracker, and variable-rate options, with lending available on standard buy-to-let properties, HMOs, and limited company purchases.
The Mortgage Works is one of the largest buy-to-let intermediary lenders in the UK market. The brand has built strong broker relationships and is known for competitive pricing, consistent criteria, and efficient service. TMW products are available through mortgage brokers across the UK and are not available directly to consumers.
Lending Focus
The Mortgage Works offers mortgage products across 4 categories including Buy-to-Let, Limited Company, HMO and 1 more.
Key Features
- Backed by Nationwide Building Society — the UK's largest building society
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.







