BM Solutions
BankBM Solutions is the UK's largest buy-to-let intermediary lender, operated by Lloyds Banking Group. It offers a comprehensive range of buy-to-let mortgage products exclusively through mortgage brokers.
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About BM Solutions
BM Solutions (Birmingham Midshires Solutions) is the intermediary-only buy-to-let mortgage brand operated by Lloyds Banking Group. Originally part of Birmingham Midshires building society, the brand was absorbed into the Lloyds Group following the Halifax Bank of Scotland (HBOS) merger in 2009. BM Solutions has become the UK's largest buy-to-let lender by volume.
BM Solutions focuses exclusively on buy-to-let mortgage lending through the intermediary channel. The brand offers a wide range of products for individual landlords and portfolio investors, including fixed-rate, tracker, and variable-rate options. BM Solutions benefits from the scale and financial stability of Lloyds Banking Group, one of the UK's largest financial institutions.
As a broker-only brand, BM Solutions has built strong relationships with the intermediary community. The brand is known for efficient processing, competitive rates, and consistent underwriting. BM Solutions products are available through mortgage brokers across the UK. The brand operates under Lloyds Banking Group's FCA and PRA regulatory authorisations.
Lending Focus
BM Solutions offers mortgage products across 3 categories including Buy-to-Let, Limited Company, HMO.
Key Features
- UK's largest buy-to-let intermediary lender by volume
- HMO mortgages for multi-occupancy properties
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.







