Octane Capital
Specialist LenderOctane Capital is a specialist bridging and development finance lender known for speed and flexibility. They leverage proprietary technology to deliver rapid decisions and completions, serving property professionals who need certainty of funding on time-sensitive transactions.
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Lending Focus
Octane Capital offers mortgage products across 3 categories including Bridging, Development, Limited Company.
Key Features
- Completions possible within 3 working days
- Bridging loans from £50k to £25m
- Proprietary technology platform for rapid processing
- Flexible security including mixed-use and commercial properties
- Experienced team of property finance specialists
Pros & Cons
Pros
- Completions possible within 3 working days — among the fastest in market
- Loans up to £25m for large-scale transactions
- Proprietary technology platform for rapid processing
- Accepts mixed-use and commercial property as security
Cons
- –Broker-only — no direct borrower access
- –Relatively new lender — established 2017
- –Higher rates may apply for very fast completions
Fees & Charges
Arrangement Fee
Typically 1.5–2% of the loan amount
Valuation Fee
Varies by property value — instructed at application
Early Repayment Charge
No ERC — repay at any time without penalty
Overpayment Allowance
No restrictions — can repay at any time
Mortgage Rates
Rate data coming soon
We're working on adding live mortgage rate information for Octane Capital. In the meantime, visit their website for the latest rates.
View rates on Octane CapitalApplication Process
Processing Time
3–10 working days from application to completion
Online DIP
No — via broker or branch
Offer Valid For
4 weeks from date of offer
Lending Criteria
Maximum LTV
80%
Frequently Asked Questions
How quickly can Octane Capital complete a bridging loan?
What is the maximum loan size from Octane Capital?
Does Octane Capital accept commercial property as security?
Does Octane Capital offer development finance?
How to Apply
Broker Only
Octane Capital products are only available through mortgage brokers. Use our broker directory to find a broker with Octane Capital on their lender panel.
Contact Information
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Find FCA-regulated mortgage brokers who have Octane Capital on their lender panel.
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Bridging Finance: The Complete Guide for Property Investors
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.