Maslow Capital
Specialist LenderMaslow Capital is a specialist real-estate finance lender with a dedicated purpose-built student accommodation (PBSA) desk. It provides senior and stretch-senior development facilities for PBSA schemes, typically from £20m to £750m, rather than HMO or standard buy-to-let products.
About Maslow Capital
Maslow Capital was established in 2009 and has funded more than £10.8 billion of real estate projects. The firm is part of Arrow Global Group and provides bridging, refurbishment, development-exit and ground-up development facilities across the UK and Europe.
Maslow has a dedicated student accommodation lending desk for purpose-built student accommodation (PBSA) blocks. Facilities are typically senior or stretch-senior, from £20 million up to £750 million, with gearing considered up to 90% of cost and 70% of GDV. Underwriting looks at PBSA developer and operator experience, proximity to universities and amenities, local supply and demand, and a viable refinance or sale exit. This is block-level development finance, not HMO mortgages on converted houses.
Maslow works with professional developers and property entrepreneurs. Development and commercial facilities of this type are generally unregulated. Borrowers should take advice from an FCA-authorised broker where regulated advice is required.
Lending Focus
Maslow Capital offers mortgage products across 4 categories including Commercial, Bridging, Development and 1 more.
Key Features
- Dedicated PBSA development desk for purpose-built student blocks
- Senior and stretch-senior facilities from £20m to £750m
- Gearing considered up to 90% of cost and 70% of GDV
- Assesses university location, operator experience and exit plan
- Does not lend HMO mortgages on converted student houses
Pros & Cons
Pros
- Explicit PBSA product, not an HMO mortgage relabelled as student finance
- Track record on large UK and European student schemes
- Institutional backing via Arrow Global Group
- Can structure senior and stretch-senior on the same asset class
Cons
- –Minimum loan of £20m excludes smaller conversions and houses
- –Aimed at experienced PBSA developers, not first-time landlords
- –Development facilities are typically unregulated
Fees & Charges
- Arrangement Fee
- By arrangement on each facility
- Valuation Fee
- Independent development valuation required
Mortgage Rates
Rate data coming soon. View rates on Maslow Capital
| Product | Initial Rate | Type | Initial Term | Revert Rate |
|---|---|---|---|---|
| 2 Year Fixed | TBC | Fixed | 24 months | TBC |
| 5 Year Fixed | TBC | Fixed | 60 months | TBC |
| Tracker | TBC | Variable | 24 months | TBC |
Application Process
- Processing Time
- Deal-specific — larger PBSA facilities take longer than standard bridging
- Online DIP
- No — via broker or branch
- Offer Valid For
- As set out in the facility letter
Lending Criteria
- Maximum LTV
- 70%
- Max Loan Amount
- £750m
- Min Loan Amount
- £20000k
- Rate Types
- variable
Frequently Asked Questions
Does Maslow Capital lend on PBSA blocks?
Will Maslow finance a student HMO?
What loan sizes does Maslow consider for PBSA?
What does Maslow look at on a PBSA deal?
How to Apply
Broker only. Maslow Capital products are available through mortgage brokers. Find a broker with Maslow Capital on their panel.
Similar Lenders
View all lenders| Name | Niches | Type | Max LTV |
|---|---|---|---|
| Albatross Capital | Commercial, Bridging, Development+1 | Specialist | 75% |
| Atelier Finance | Commercial, Bridging, Development+1 | Specialist | 70% |
| BIG Property Finance | Commercial, Bridging, Development+1 | Specialist | 75% |
| Buzz Capital | Commercial, Bridging, Development+1 | Specialist | 75% |
Related Articles
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.
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